Want to safeguard your cleint's income from unforeseen circumstances? In this episode, Dr. Rodney Mogen and Peter Ciravolo shed light on how disability income insurance can be a great financial safety net. Promising to guide you away from the complex jargon and into the heart of what truly matters, they decode the language of insurance policies, and help you see why it's more about income protection than disability insurance. They navigate through the different scenarios that could affect someone's ability to work and discuss the importance of being ready for them.

Looking for a deep-dive into the mechanics of disability income insurance and group coverage? There's no better duo than Rodney and Peter, who will walk you through the two primary ways of obtaining disability insurance. They'll breakdown the various definitions of disability and the complexities of group coverage, including taxable income and caps. They’ll give you insights into the importance of understanding the details of a policy before signing on the dotted line.

Finally, we'll explore the intricate partnership between your income and disability insurance. We'll talk active versus passive income, and the impacts of different income sources like rental properties and dividends on the total coverage people can get. Rodney and Peter also emphasize the importance of considering a client's complete financial picture. This is an episode designed to equip you with the knowledge and tools you need to navigate the world of DI intelligently. Get ready to empower yourself to make informed decisions about disability income insurance for your clients!