Riders can be valuable tools to enhance a client’s annuity depending on their goals and situation, but most agents are terrified of them because they don’t understand them. Fear no more! Your guide to the basics of income riders is here!

Fixed Indexed Annuities (FIAs) are the most common type that Chad writes, and in this episode he breaks down these products. Here’s your guide to understanding participation rates, index strategies, and spreads.

In part 3 of the annuity basics series, Chad dives into the variable annuity.

Understanding how to pick the right type of annuity for your client is critical. In this episode, Chad dives into the 4 most common types of annuities.

In this episode, Chad simplifies several of the complex ideas that keep agents from succeeding. Are you over-complicating anything in your business?

Leads... the biggest struggle every agent deals with. Figuring out a lead system can be exhausting, and paying for them can add up quickly. In this episode, I give you some tips and tricks on how to help you budget for the right lead system!

To get to where you've never been, you need to do something you've never done. 

The road to success isn't always a direct path! I went through so much to get where I am now. Tune in to hear my story, and the awesome experience I had last week!

Are you struggling with your annuity and life insurance sales? Are you in debt? Do you feel like your back is up against the wall? No need to fear! Success is not far off!

As agents, we need to embrace the idea of under-promising and over-delivering! If you oversell the annuity for the sake of closing the sale, then you risk misleading your client into a product that isn't best for them. This also leads to unrealistic expectations and future frustrations. Here's how I approach this concept!