The episode was updated on the 30th of May to remove some comments around assumptions around tax losses in the new budget if an asset underperforms inflation, as well as removing some comments around tax deductions which were oversimplified.

The dust has (somewhat) settled on the Federal Budget, and Hayden and Dave are back to go beyond the initial reactions. This week they dig into the real numbers, the philosophical tensions behind the changes, and what investors should actually be doing differently (if anything).

They cover:

👉 If and how our investing strategies will change

👉 How the CGT changes hit a sell-down strategy versus a dividend/income strategy differently

👉 Why the two-phase super strategy takes a bigger hit than most people realise

👉 The case for semi-retirement over full FIRE under the new rules

👉 Whether continuing to invest is still worth it when the rules keep shifting

Plus, is the budget actually doing anything meaningful for housing supply? And what does the 30% floor really mean for someone trying to live off their portfolio?

Free calculator here to work out your CGT with the new proposed changes.

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Disclaimer

Any advice is general and does not consider your financial situation needs, or objectives, so consider whether it’s appropriate for you. You should also consider seeking professional advice before making any financial decision.

Pearler is an Authorised Representative #1281540 of Sanlam Private Wealth Pty Ltd AFSL #337927. Read the FSG available from https://pearler.com/financial-services-guide

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