In this week's midweek mini episode, we dive into a fantastic listener question from Eddie, who reached out to us on Instagram. Eddie is currently using a cash back card that earns 6% back on groceries (which is already a great deal!), but he’s wondering if it would be worth it to switch things up and take advantage of the Chase Freedom Flex card to earn 5x points on groceries this quarter.

We’re excited to break down the pros and cons of each option and help Eddie (and all of you) understand when it makes sense to stick with cash back versus chasing after those valuable travel rewards. We discuss the real-world value of points, the potential for higher rewards with travel redemptions, and how to make the most of your spending.

If you’ve ever wondered if it’s better to earn cash back or travel points, this episode will give you all the insights you need to make the right decision for your wallet and your travel goals!

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