You have money questions.  We have money answers.  Our Fiscal Firecracker inbox received so many worthwhile queries that we decided to devote entire episodes to them.    For the premiere, Galia and Susan address a wide range of topics:  money management tools, credit card tips for your teen child, annuities for retirees, IRAs and even a daily exercise to help prioritize your spending habits.  Susan shares her budget hacks for New York and springs some questions on Galia herself.