December 17, 2025

$950k Net Worth by 35 Years Old | Joshua Weekley (BEST OF MKM)

16 minutes

What does it really mean to be “almost a millionaire”? And is that number as important as the freedom you gain along the way?

In today’s episode, Joshua Weekley shares how he and his wife built a net worth of nearly $1 million by age 35 without extreme deprivation or risky bets. Instead of chasing shortcuts, Joshua focused on consistent habits, automation, and learning how to control his money so it could support the life he wanted with his family.

This episode is part of our Best of MKM series and was originally released last year. It quickly became one of our most popular and highly viewed interviews because of its honesty, relatability, and practical approach to wealth building. Joshua opens up about growing up around money stress, learning from what his parents did and did not do with finances, and why net worth became a powerful motivator for reclaiming his time.

He also breaks down exactly where his money is today, including home equity, retirement accounts, brokerage investments, and cash. Most importantly, he explains why wealth is built milestone by milestone, not overnight.

If you are working toward your first $1,000 emergency fund or closing in on your first million, this conversation is a powerful reminder that every step forward matters.

CHAPTERS 🎧

0:00 Intro

0:20 Why milestones matter more than a million

1:46 Joshua’s motivation for building wealth

2:58 Income journey from serving to engineering

3:50 Household income growth over time

4:06 Net worth breakdown at nearly $1 million

4:45 Investing vs saving early on

5:51 Avoiding analysis paralysis with automation

6:36 Current debts and mortgage balance

7:26 Tracking net worth after Mint

8:49 Generational wealth plans for his kids

10:07 Teaching money skills over inheritance

10:55 How wealth created more family experiences

12:19 Advice for getting started from zero

13:45 Why emergency funds are a major milestone

14:35 How to connect with Joshua

RESOURCES 📚

Own Your Time
https://marriagekidsandmoney.com/book

Track Your Spending and Net Worth with Monarch Money
https://marriagekidsandmoney.com/monarchmoney

Mortgage Free Payoff Calculator
https://marriagekidsandmoney.com/calculators/mortgage-payoff/

HOW WE MAKE MONEY + DISCLAIMER ⚠️

This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.

Opinions are our own.

Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

CREDITS 🎙️

Podcast Artwork: Kayli Johnson

Editor: Johnny Sohl

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By Andy Hill

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