A Little Bit Richer

In this episode we’re focusing on pension savings again, to help you make the most of this important investment.

This time we’re covering where your money can be invested. Here to help explore this is Jesal Mistry. He works in asset management at Legal & General and is part of the team who decide the best places to invest people’s pension savings.

Jesal chats with our host Kia Commodore about what types of organisations pensions are invested in and the choices you have if you want to get more involved and how you can align your pension investments with your values.

Paying your pension some attention now can help to make future you a little bit richer.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out a little bit more about saving into a pension on Legal & General’s website:

https://www.legalandgeneral.com/retirement/pensions/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Is there ever a right time to have a baby?

With living costs high, many people postpone parenthood until they’re in a more secure position. But there are plenty of ways to prepare your finances and plan for your future family.

Financial educator and mom of two, Charlotte Jessop from Looking After Your Pennies, is back to give money tips for new parents and anyone thinking of starting a family.

Charlotte joins our host Kia Commodore to cover spending priorities, building a support network, career, childcare and lots more.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out a little bit more about the costs around having a baby on Legal & General's website:  

www.legalandgeneral.com/insurance/life-insurance/lifestyle/things-to-consider-before-having-a-baby/

You can follow Charlotte for more money tips on social media:

Instagram @lookingafteryourpennies

TikTok @lookingafteryourpennies

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

In previous episodes, we’ve taken you through why pension savings matter so much and helped you get to grips with your investment. And now we’re taking you one step further, for a masterclass. 

Taking us on this deeper dive into pension savings and what to consider if you want to take a more active role is Legal & General’s Michael Porter.

Michael talks with our host Kia Commodore about how workplace pension savings are invested, the difference between actively and passively managed funds, investment diversification and much more.

They cover what investment risk really means and what to bear in mind if you’re thinking of changing the funds your pension savings are invested in. 

You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find out a little bit more about saving into a pension on Legal & General’s website:
www.legalandgeneral.com/retirement/pensions

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

With higher living costs, it can be hard to feel in control of your budget. But there are clever ways to rethink your spending and save cash.

Here to the rescue is financial educator Charlotte Jessop from Looking After your Pennies. Charlotte joins our host Kia Commodore to talk through easy ways to trim your day-to-day spending, good budgeting habits and what to do if you overspend.

Cutbacks big and small all make a difference and will help get you get a little bit richer.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can follow Charlotte for more budgeting tips on social media:

Instagram @lookingafteryourpennies

TikTok @lookingafteryourpennies

A Little Bit Richer is taking a short summer break and will return with more great content on September 12th.

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

With lots of people giving financial tips online, it’s tricky to tell the difference between good, bad and who’s credible. But what are financial advisers and how do they help people?

Joining our host Kia Commodore is adviser and wealth planner, Orann Coyle. Orann is on a mission to help demystify financial advice and make things more accessible through his social media posts. Orann explains the difference between advice and guidance, when is a good time to seek advice, how to make your money work harder, advice fees and much more.

Whether you get advice now or in the future, laying down good financial foundations will help get you get a little bit richer. 

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer 

You can follow Orann for more finance tips on social media: 
Instagram @oranncoylefinancialadvisor 
TikTok @oranncoylewealth

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

A new job brings happiness, career growth and hopefully a better salary but job hunting can feel daunting. From finding the roles to filling out applications, interview prep to salary negotiations. So here to help is Khalifa Mustapha, who works in recruitment at Legal & General. 

He shares with our host Kia Commodore some practical advice from an employer’s perspective to help you get a foot in the door, shine on the day and move up the career ladder.

You can play the podcast and find other useful content on Legal & General’s website:

www.legalandgeneral.com/podcasts/a-little-bit-richer  

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

Owning a pet brings lots of joy and unconditional love. There’s lots to consider and clever ways to find the perfect pet for you and your lifestyle. 

Ben Simpson-Vernon, aka Ben the Vet on TikTok, joins our host Kia Commodore to give some great insights on choosing and looking after a furry friend and the potential costs involved.

From the best breeds, the upfront and longer-term costs and what to look out for with insurance. Ben shares lots of helpful ways you can make your decision and manage the costs.

Whether you’re a doting pet owner already or desperate for a new puppy, there’s lots of little ways you can manage the costs to keep you a little bit richer. 

You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer 

You can follow Ben on TikTok for more information on pets:
www.tiktok.com/@ben.the.vet 

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

In the UK, many younger people are reaching key life events later than previous generations. On average, people aren’t buying their first home until they’re 34, the highest age in decades. And the average age to get married has gone up to 32. 

Those big life events can be triggers for sorting out your finances. So people are also often putting off important decisions like getting life insurance, considering income protection and saving a bit of extra money into their pension pots.

Our host Kia Commodore chats with Koren Byrne from Legal & General. They talk about our recent research, the impact on younger people’s financial wellbeing and what you can do.

You can play the podcast and find other useful content on Legal & General’s website:

www.legalandgeneral.com/podcasts/a-little-bit-richer 

You can find out a little bit more about Protection products here: 

www.legalandgeneral.com/insurance/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Whether you’re travelling for work, visiting family or friends or off to have some fun, getting around can get expensive. If you’re thinking of taking the train, coach or hiring a car there are lots of clever hacks to save cash along the way.

From ‘Big World, Small Pockets’, travel expert Steph Parker gives us plenty of UK travel  tips and tricks. Steph shares with our host Kia Commodore the best ways to buy train tickets, ticket splitting, upgrade hacks and getting around the UK for less.

Travelling that little bit smarter can have a big difference on your bank balance and help get you a little bit richer. 

You can play the podcast and find other useful content on Legal & General’s website:

legalandgeneral.com/podcasts/a-little-bit-richer 

You can follow Steph for more travel tips on social media and her website: bigworldsmallpockets.com 

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

From credit cards, personal loans, car loans, overdrafts, mortgages, owing friends and family, even a phone contract – debt comes in a number of forms and it’s easy to feel overwhelmed.

But there are ways to climb out of debt and feel more in control.

Here to dive a little bit deeper is friend of the show, Andy Webb – the man behind the award-winning Be Clever With Your Cash blog and host of the Cash Chats podcast.

Andy and our host Kia Commodore talk through how to manage debt, strategies to reduce what you owe and prioritise.

These are the organisations Andy mentions who can offer free support with debt: Citizens Advice, National Debtline, Step Change and Christians Against Poverty.

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

You can hear more from Andy on his podcast Cash Chats and online: https://becleverwithyourcash.com/

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.