What will give you a stronger financial future? Buying a home or putting extra into your pension so you have enough to retire one day. With high property prices and changing retirement plans, millennials and Gen Z face a tricky financial dilemma.

In this episode, Iona Bain sits down with Claer Barrett, Consumer Editor at the Financial Times and host of the Money Clinic podcast, to unpack the debate around investing in a property and building a good pension pot.

They explore why home ownership feels like the top priority for many and the benefit longer term of putting more money into your pension. Claer also shares practical insights on mortgage terms, overpayments, workplace pension contributions and the power of starting early.

Whether you’re dreaming of your own home, being mortgage free or a retirement filled with treats, this conversation offers clarity, encouragement and steps to make your money work harder for your future self.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Claer Barrett on Instagram.

You can find information on the Retirement Living Standards here:

Home - Pensions UK - Retirement Living Standards

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Buying a home is one of life’s biggest financial and emotional milestones, but it can also feel overwhelming. From deposits and legal fees to mortgage rates and market changes, there’s a lot to consider before you get the keys.

In this episode, our host Iona Bain sits down with Sarah Tucker, mortgage expert and founder and CEO of The Mortgage Mum, to break down the home buying journey step-by-step and what it all might cost.

With recent changes to Stamp Duty and mortgage lending, Sarah shares her expert insights on the housing market. Together they cover the stages, typical costs, common pitfalls and the emotional rollercoaster of a homebuyer’s journey.

Whether you’re a first-time buyer or looking to move, this episode is packed with practical advice and reassurance and your ultimate guide to making calm, confident, informed decisions for your next move.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow The Mortgage Mum on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Around 1 in 5 people in the UK are neurodivergent, but it often doesn’t get discussed enough when it comes to personal finance.

In this episode, our host Iona Bain speaks with accountant and behavioural finance expert Krystle McGilvery about the often-overlooked link between neurodiversity and money. Krystle shares her personal experience of living with ADHD and dyslexia, and how these conditions impact her financial habits.

From budgeting struggles to impulsive spending and long-term planning challenges, together they explore how emotional regulation, executive function, and financial systems all intersect.

Get ready for some empowering strategies to help take control of your financial future, whether you’re navigating your own neurodivergence or supporting someone who is.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Krystle on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

There’s been lots in the news about workplace pensions recently.

In this episode, our host lona Bain is joined by L&G's CEO of DC and workplace savings, Paula Llewellyn. They unpack changes in the pipeline and what you can do to help your pension savings grow.

From the government’s push to simplify pensions and tackle the issue of multiple small pots, to a change which could see more of your money invested in UK companies and private markets, they explore how these reforms could help your financial future. Paula explains auto-enrolment, opportunities to increase saving into your pension and why this will make such a difference in the long run.

Whether you’ve just started your career or are years into working life, this episode is packed with helpful advice to help you get a little bit richer in retirement.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Money talk can be awkward and vulnerable, but it doesn’t have to kill the romance.

In this episode, our host Iona Bain is joined by financial adviser and author Bola Sol to unpack the dos and don’ts of managing money with your partner.

From combining accounts to spotting red flags, Bola shares practical advice for couples at every stage, whether you've just started dating or planning for a long-term future.

You’ll learn smart strategies on financial fairness, keeping your independence, and building a money plan that works for both of you.

You can watch episodes on L&G’s YouTube channel

And see behind the scenes content on TikTok and Instagram

Follow Bola Sol on Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Digital payments have become the norm in managing our money but why has there been a boost in cash spending?

In this episode, our host Iona Bain sits down with financial advisor, author and content creator Emmanuel Asuquo to unpack our evolving relationship with money in a cashless world.

Emmanuel explores the psychological impact of contactless spending, why so many are returning to cash, and how to create ‘friction’ in your finances to avoid mindless purchases. They also dive into emotional spending, creating strong financial habits and how tech can help you take back control.

Get ready for some practical and empowering advice for modern money management.

You can watch episodes on our YouTube channel

And see behind the scenes content on our TikTok and Instagram

Follow Emmanuel Asuquo on Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Debt has become a fact of life for many, but that doesn’t mean it’s easy to navigate or talk about.

In this episode, our host Iona Bain is joined by Claer Barrett, Consumer Editor at the Financial Times and a passionate advocate for financial literacy. Together, they tackle the reality of debt among young people in the UK - from student loans and credit cards to the rise of buy now, pay later.

Claer breaks down how credit scores work, the traps of high interest borrowing, and why ‘negative wealth’ is an emerging issue for millennials. You’ll learn practical advice on managing repayments, understanding your options, and where to turn for help when things feel overwhelming.

So get ready to feel on top of your finances and stay there.

Claer mentioned a free guide and organisations which offer support on debt. More details are here.

Watch ALBR episodes on L&G’s YouTube channel

And see behind the scenes content on L&G’s TikTok and Instagram

Follow Claer Barrett on Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

 

See omnystudio.com/listener for privacy information.

No matter how much you have to invest, setting good and solid foundations is vital.

In this episode, our host Iona Bain is joined by friend of the show and financial adviser Rotimi Merriman Johnson, aka Mr. MoneyJar, to demystify the world of investing.

From choosing the investment platform to understanding index funds, stocks and tax-efficient accounts like ISAs and SIPPs, Rotimi shares clear, practical advice without the jargon. They also discuss the psychology of investing, the importance of diversification, and how to stay focused on long-term growth, especially when the markets get bumpy.

Get ready to be empowered to take those first steps towards building a future you’ll thank yourself for.

You can watch episodes on our YouTube channel

And see behind the scenes content on our TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Rotimi Merriman-Johnson on Instagram

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

It can be hard to look beyond managing your money from one payday to the next. But if you have dreams for your life in the future, you’ll need a plan on how to fund this.

In this episode our host Iona Bain is joined by financial adviser, author and money columnist Bola Sol to unpack what it really takes to be in the best position to afford it.

From budgeting with purpose, deciding what your work-life balance is, building solid money habits and managing setbacks with compassion, Bola shares her no-nonsense, empathetic approach to long-term financial wellbeing.

Whether you're dreaming of buying a home, starting a family, or simply trying to get your head around credit and emergency funds, you’ll hear practical wisdom to help you turn financial stress into strategy.

You can watch episodes on our YouTube channel

And see behind the scenes content on our TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Bola Sol on Instagram @Bola_Sol

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Do you feel like you’re working hard but hardly moving up the career ladder? Is success only achievable through promotion? What will give you satisfaction?

In this episode our host Iona Bain is joined by Helen Tupper, co-founder of Amazing If and co-author of The Squiggly Career, to explore why success doesn't always mean a straight line to the top.

They discuss how to rethink promotions, build confidence and find purpose in a working world that’s increasingly non-linear. You’ll learn how to identify your values, grow your network with purpose and create a career that works for you.

Whether you’re climbing, pivoting, or staying put in your career, there are so many ways you can rewrite the rules of your success.

You can watch episodes on our YouTube channel

And see behind the scenes content on our  TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Follow Amazing If on Instagram @AmazingIf

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.