Do you spend more than you should? Or maybe the opposite and you’ve a tendency to be frugal? ? In this episode, our host Iona Bain is joined by financial psychotherapist Vicky Reynal to explore the emotional undercurrents behind our money habits.

From childhood experiences and family dynamics to social media and FOMO, Vicky unpacks the complex psychology that shapes how we think, feel, and behave with money. You’ll hear about the subtle difference between overspending and self-sabotage, how scarcity mindsets can quietly drive our decisions, and why our financial habits are often less about numbers—and more about feelings. 

Whether you're a frugal saver or a spontaneous spender, there’s lots of practical insights and empowering advice to help you better understand your relationship with money and how to start building healthier habits today.

Follow Vicky on Instagram @vickyreynalpsychotherapy

You can watch episodes on our YouTube channel

And see behind the scenes content on our  TikTok and Instagram

You can play the podcast and find other useful content on L&G’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from L&G’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

Whether you're looking for some extra income, creative fulfilment, or a path to financial independence, side hustles are a great way to do this.

In this episode, financial advisor Emmanuel Asuquo and our host Iona Bain dive into the world of side hustles— from what you could offer, when you might need to pay tax and ideas to generate business.

They explore the highs and lows, the myths and realities, and strategies to balance it with your full-time job. Because taking time to develop a side hustle you’re passionate about, can go a long way to making you a little bit richer.

Follow Emmanuel on Instagram @theemaneffectuk

You can watch episodes on our YouTube channel

And see behind the scenes content on our  TikTok and Instagram

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things.  They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

In a post-pandemic world, with the rise of working from home and flexible hours, there’s a whole new meaning to work life balance.

In this episode, Joe Ryle from the Four Day Week Foundation joins our host Iona Bain to discuss how changing work patterns can lead to a healthier work culture with increased productivity and reduced burnout.

They dive deep into the role of technology in blurring boundaries and offer practical advice on how you can begin advocating for more balance in your work life.

You can watch episodes on our YouTube channel

And see behind the scenes content on our  TikTok and Instagram

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

With endless inspiration online, home improvements have never been more tempting - but is reality living up to the "property porn" hype?

In this episode, our host Iona Bain is joined by Paula Higgins from the HomeOwners Alliance to explore the smartest ways to transform your home without breaking the bank.

From deciding between a doer-upper and a move-in-ready home to prioritising renovations that actually add value, Paula shares expert advice on budgeting, managing tradespeople and making the most of your space.

Whether you’re a homeowner or a renter, there are plenty of ways to refresh your home - sometimes all it takes is a fresh coat of paint and a little creativity!

For more on the Homeowners Alliance visit hoa.org.uk

You can watch episodes on our YouTube channel

And see behind the scenes content on our  TikTok and Instagram

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

 

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

Have you ever wondered what happens to some of the money you save in your pension? Beyond securing your financial future, your pension could be helping to build better communities, fund affordable housing and invest in innovative health technologies.

In this episode, our host Iona Bain sits down with Legal & General’s Pete Gladwell to explore how pension funds can be used for social investments, while still delivering strong financial returns.

Learn how your pension savings contribute to projects that shape towns and local communities and how you can make more informed investment choices.

You can watch episodes on our YouTube channel

And see behind the scenes content on our  TikTok and Instagram

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

In this special season opener of A Little Bit Richer, we turn the tables on our brand-new host, Iona Bain! Pension expert Kim Brown from Legal & General takes the interviewer’s seat to dig into Iona’s personal finance journey— from unexpected money lessons to navigating the challenges of millennial finances.

They discuss everything from getting on the property ladder to balancing today’s financial needs with saving for the future. Iona shares her dreams, fears and working towards financial freedom.

You can watch the full episodes on our YouTube channel 

And watch behind the scenes content on our TikTok and Instagram

You can play the podcast and find other useful content on Legal & General’s website:

www.legalandgeneral.com/podcasts/a-little-bit-richer

Iona and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

We’ve got an exciting announcement for you. In this new series we're delving deeper to help you with smart money choices. To guide us through we're thrilled to be welcoming Iona Bain to the team.

Listen and follow on your favourite podcast app.

Now you can also watch the full episodes on our YouTube channel

And watch behind the scenes content on our  TikTok and Instagram

See omnystudio.com/listener for privacy information.

Moving in with someone is an exciting milestone, but it’s also a big decision that requires careful planning. In this episode our host Kia Commodore sits down with family lawyer Yasmin Khan-Gunns to uncover what you should consider before taking the plunge - whether you’re renting or buying with a partner, friend or family member.

From financial considerations and tenancy agreements to the importance of cohabitation agreements, Yasmin shares expert advice on how to navigate potential challenges and protect yourself if things don’t go as planned. She also gives practical tips for managing shared expenses, understanding property ownership and dealing with breakups or separations.

Whether you're blissfully in love, teaming up with roommates, or just starting to think about your living arrangements, this episode is packed with insights to help you make informed decisions.

You can play the podcast and find other useful content on Legal & General’s website:
www.legalandgeneral.com/podcasts/a-little-bit-richer

You can find Yasmin on Instagram @londonfamilysolicitor

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give information for a UK audience that’s relevant at the time of recording.

See omnystudio.com/listener for privacy information.

The new year is here and while we often focus on resolutions like fitness or dry January, what about setting yourself up for a brighter financial future? In this episode, our host Kia Commodore welcomes Sean Philip from Legal & General, who shares some great tips to improve your personal finances for the longer term.

From rethinking financial sacrifices as ‘badges of honour’, the ‘Couch to £5k’ savings challenge, building an emergency fund and when to increase your pension contributions. This episode is packed with insights to help you save smarter and plan better.

Whether you're navigating the challenge of balancing short-term needs with long-term goals or looking for motivation to get started, Sean’s thoughts will inspire you to take steps to help make you a little bit richer! 

Make 2025 the year future you will thank you for!

You can play the podcast and find other useful content on Legal & General’s website:

https://www.legalandgeneral.com/podcasts/a-little-bit-richer

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.

Step into the new year armed with pearls of financial wisdom from A Little Bit Richer! 

In this special episode, our host Kia Commodore goes through the archives to share her top ten favourite money tips from the series so far. From building financial discipline to smart investing, tackling debt and planning for your dream retirement, this episode is packed with actionable advice from some of the most insightful guests we've had on the show, including Orann Coyle, Timi Merriman-Johnson, Kim Brown, Emilie Bellet and many more.

Start 2025 strong and take control of your financial future. Whether you're navigating the property market, or exploring pensions and ISAs, there are plenty of ways to help make you a little bit richer!

You can play the podcast and find other useful content on Legal & General’s website:

www.legalandgeneral.com/podcasts/a-little-bit-richer

Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.

See omnystudio.com/listener for privacy information.