A Wealthy Life

This week I am asking you to think about what's more important, time or money? My guess is the older you are, the more you value your time. Maybe it's because you come to be more self-aware of your own mortality (and a global pandemic hasn't helped!) or perhaps you already have the money and the stuff you need. If you're younger you maybe still aspire to have your dream job, dream car, dream home, and all the things you need more money to buy.

These of course are generalisations, so whatever stage of your life you are in, and whatever matters most to you, this episode will help you understand your prioritise your life in a way that works best for you.

Links & Resources:

THE WEALTHY RESOURCES

Highlights from this episode:

(01:19) Your answer tells you what you value

(05:46) Your values influence everything in your life

(10:16) Mortality moments

(14:01) How do you know what's going to make you happy?

(18:36) Understand your priorities

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

Do you ever find yourself buying things you don't need? Perhaps you're prone to impulse purchases in the supermarket, or in-game purchases on your phone, or maybe you like the occasional gamble?

In this episode I'm not going to tell you to stop any of that, but I am going to try and make you more aware of all the things you spend money on without even thinking about it. This is about turning your unconscious consumerism into conscious spending.

I am going to show you how to work out the real impact of those little purchases, so you can make informed decisions about what you buy to avoid that dreaded buyer's guilt!

So stop being a sucker for great marketing, and start taking control of your spending.

Links & Resources:

THE WEALTHY RESOURCES

Influence, New and Expanded: The Psychology of Persuasion by Robert Cialdini

Highlights from this episode:

(00:59) The culture of buying

(05:20) Do you know what influences your buying decisions?

(11:25) Unconscious spending is dangerous!

(13:35) A useful decision-making tool

(20:28) This isn't about buying less, but buying smarter

(22:53) Plan for your future

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

Spreadsheets are a bit like marmite – you either love them or hate them. But in the episode I want to show you why spreadsheets can really help you manage your money and put your goals into perspective.

This is not about being realistic, because who wants realistic goals?! This is about grounding those goals in realism, and often a spreadsheet can paint a picture with numbers. Do you want to be a millionaire by the time you're 30? Well, a good spreadsheet will help you see how that is possible and, maybe, if you should re-evaluate those goals to avoid future disappointment.

Spreadsheets are a wonderful thing, so don't get past trauma of maths homework put you off!

Links & Resources:

THE WEALTHY RESOURCES

Highlights from this episode:

(00:56) I hated school

(03:42) The link between maths and money

(09:16) It's about the reality of the goal

(12:36) FIRM goals

(19:13) A practical learning experience

(25:08) Your X should be greater than your Y

(30:15) Spreadsheets turn goals into words

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

Do you want to be wealthy or do you want to be rich?

Perhaps you want both, and there's no right answer, but there is certainly a difference. In this episode I help you refocus your understanding of wealth. Because when you really get what being wealthy means, you can start to build a picture of what a wealthy life looks like for you.

Throughout this episode I take a look at some of my clients, and how their own situations have been transformed from working with me.

I also share the importance of 3.33 and why you should be implementing your own daily success alarm, so that you can start holding yourself accountable and taking the steps you need towards the wealthy life you want.

Links & Resources:

THE WEALTHY RESOURCES

Highlights from this episode:

(02:41) The 3.33 alarm

(14:47) Tom's story

(1632) Alison and Annabelle's story

(19:07) Ross and Mark's story

(22:47) John and Gary's story

(25:34) Rethink your relationship with money

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

If money was no issue, what would you do with your life? Some of you may still work, but if you didn't have bills to pay, would you stay in the same job? Most of us only have the lives we have because of our financial commitments – the mortgage, the car, the kids. But maybe there's a way you can take steps towards the happy, wealthy life you want.

In this episode, I show you how you can manage your money to plan to buy the things you want, not just pay for the things you need. It's not always about working harder, or even working smarter – I'm going to help you realise that sometimes it's about working less.

Links & Resources:

THE WEALTHY RESOURCES

Highlights from this episode:

(01:35) What does your wealthy life look like?

(06:05) Wealthy vs rich

(11:54) The problem with the school system

(18:20) Adjusting priorities to suit your purpose

(21:27) Budget for the life you want

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

Do you have a person in your household in charge of the money?

That person who pays the bills and does the budgets so you don't have to?

According to research from the Money and Pension Service (MAPS), 48% of people worry about money. So many people find it difficult to talk about money with their partners or family, and this can often lead to long-term issues.

If you're one of those people, you probably also let the other person get on with it. You ignore it because 'you're not a numbers person' or you just bury your head in the sand and assume it'll be taken care of.

Sound like you?

Well in this episode I'm going to show you why it's so important to talk about money with your family, and how it will lead to happier, and financially healthier lives.

Links & Resources:

THE WEALTHY RESOURCES

READ THE FULL ARTICLE ON THE MONEY & PENSIONS SERVICE HERE

Highlights from this episode:

(01:48) My story from financial independence to bankruptcy

(06:14) It's rare to talk openly about money

(10:33) How do you know who's in charge?

(14:35) Maths is important

(18:26) The problem with lenders

(23:35) A client's story

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

When we meet a stranger, most of us will break the ice by asking 'what do you do for a living'? But unconsciously, with this question, we enable ourselves to make broad judgements about each other based on nothing more than a job title.

In this first episode of A Wealthy Life, I am diving straight into how our lives are shaped so much by the need for high status and important job titles – often at the expense of our own wellbeing.

This desire for status can lead us to fear change, or even retirement!

Combined with the financial pressures of providing for yourself and your family, it's so easy to get trapped in a job because of the title, even if it makes you miserable.

I'm here to reassure you that you don't have to do this alone. It's ok to talk about money, and it's ok to ask for help, because your time and happiness is worth so much more than title or salary.

Links & Resources:

THE WEALTHY RESOURCES

READ THE FULL ARTICLE ON THE MONEY & PENSIONS SERVICE HERE

Highlights from this episode:

(03:17) We all have labels

(06:08) We don't talk about money

(09:17) My golden insights

(14:11) Understand your personal finances

(18:02) Talk about money with children

(22:21) Open the door to help

Has this podcast started you thinking about what A Wealthy Life might look and feel like for you? Why not spend another 3 minutes and take my online audit called Readiness to Retire Wealthy based on the five principles discussed in The Wealthy Retirement Plan book and episodes of this podcast? The assessment provides you with a personal score and report to help you take back control of your financial future – something business owners and employees both forget – but for different reasons.

Https://VickiWusche.com/Scorecard/

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn

Add on Facebook

Follow on Instagram

Booking calendar - https://calendly.com/vickiwusche

Browse Books by Vicki:

Using Other People's Money: How to invest in property 4th edition

Make More Money from Property: From investor thinking to a business mindset 2nd Edition

Property for the Next Generation: Securing your future in uncertain times 2nd Edition

The New Estate: Insights from the 22nd century

The Wealthy Retirement Plan: A revolutionary guide to living the rest of your in style

Or read the following Ebooks on VickiWusche.com:

9 Critical Property Principles

The De-Job Yourself Manual: Break your reliance on a monthly wage

The Values Manual: Understand what your values are and how they can be key to a successful business

The Goal Setting Manual: Create meaningful and practical goals then achieve them

Welcome to A Wealthy Life – a podcast full of practical tips and insights to improve your relationship with money. I'm Vicki Wusche, and in this trailer I preview some of the topics we'll be covering throughout this series, such as financial resilience, financial security, and of course there's a nod towards property investment which is how I got started!

I'll also tell you a little bit more about my own background and why I decided to make a podcast.

Whether you're a serial investor or finally cutting ties with the Bank of Mum & Dad, this series is jam-packed full of value and practical advice to help you get more savvy with your money.

Follow and subscribe wherever you get your podcasts, and put some much-needed Whoosh into your life!

Highlights from this episode:

(00:33) A bit about me

(02:13) Time is worth more than money

(03:31) What you will get from this podcast

Connect with Vicki:

Visit my website to learn more

Subscribe on YouTube

Follow on Twitter

Connect on LinkedIn