HerMoney with Jean Chatzky

A Week In Her Wallet: How One Couple Manages $200K in Income, a Toddler, and Four Pets


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This week on HerMoney’s special series A Week In Her Wallet, we meet Kaitlyn from Madison, Wisconsin. She’s a full-time state program manager with a side hustle, a toddler, three cats, and a dog — so life is full, to say the least. Kaitlyn and her husband bring in just under $200K per year and manage their money through shared accounts and regular “budget nights.”

As Kaitlyn tracks her spending for a week, she shares her candid voice notes about side gig deposits, why she swears by a monthly cleaning service, and how her love for thrift stores led to a once-in-a-lifetime vinyl record player find. Her week is about much more than transactions; it’s a journey of intentional joy, family memories, and budgeting for what really matters.

💡 Listen in to hear:

  • Why she happily spends $150 a month on house cleaning

  • How she and her husband use “funding pots” to budget for travel, gifts, and daycare

  • The thrift store jackpot that brought her to happy tears

  • Why they’re winding down their bartending side hustles

  • A powerful mindset shift around spending money on experiences over things

  • How they navigate toddler expenses on a budget — and with intention

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    HerMoney with Jean ChatzkyBy Jean Chatzky Her Money

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