October 07, 2025

AAR18 - Having a Budgeting Breakthrough with Kathy Tomes

45 minutes

You can find Evan's custom spreadsheet by going to ⁠http://Einvestingforbeginners.com/homebuying

On this episode of 'At Any Rate,' host Evan Raidt welcomes Kathy Tomes, creator and host of 'Budgeting Breakthrough.' They discuss making sustainable financial changes, Kathy’s personal financial awakenings, and the development of her Budgeting Breakthrough system.

Key topics include the importance of financial planning, emotional aspects of money management, the power of automation, and tips for maintaining financial discipline.

Kathy also shares insights into using her budgeting tool for achieving various financial goals and why investing in financial tools can outweigh their costs.

The episode emphasizes the concept of financial freedom through consistent and mindful financial habits.

00:00 Welcome and Introduction

00:06 Meet Kathy Tomes: Budgeting Expert

00:41 Kathy's Financial Awakening

03:03 The Birth of Budget Breakthrough

04:41 Automation and Financial Beliefs

05:47 Prioritizing Financial Freedom

10:06 Sustainable Financial Changes

12:04 The Origin of Budget Breakthrough

17:30 Using Budget Breakthrough for Various Goals

19:13 Client's Retirement Lifestyle Shift

20:27 Personal Financial Rituals

21:10 Vision Budgeting and Manifesting

24:40 Budgeting Tools and Techniques

30:57 Credit Card Management Strategies

34:22 Investing in Financial Tools

37:23 Conclusion and Resources

Timestamps are generated by artificial intelligence, and are not 100% accurate depending on the platform used for listening.

Unlock the habits and tools for real financial transformation—start your today with Kathy at budgetbreakthrough.com!

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Have questions? Send them to Evan at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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