Doug chats with early retirees Jolene & Darren about their path to financial independence and early retirement.  The couple shares their experience from 20-year careers in agronomy, high savings rates, and the impact of discovering the FIRE movement in 2018.  They discuss life changes including downsizing possessions, international travel, utilizing the 72T rule to access retirement funds early, health insurance options, the benefits of South Dakota residency, and the importance of community.

Be sure to check out the new GhostBed Massage Topper.  Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)

Do you believe community is important as well?  If so, hang out with us in our Facebook group or over at Buy Me A Coffee.

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**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won’t even make such a claim. You shouldn’t take the info as financial, legal, or tax advice. We aren’t certified financial planners or advisors. We’re not qualified for much. So get advice from professionals.**

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1500 Days, Carl’s Blog about Early Retirement

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0:00 Introduction

3:39 Discovering Financial Independence

8:44 One of these FIRE people

13:06 Obtaining the confidence to retire

21:14 Tracking expenses & asset location

26:15 Using a 72T in retirement

38:32 Transitioning into retirement & retiring to something

43:09 Hiking in Europe

51:46 Memorable meals & sleep while traveling

57:54 Downsizing

1:06:39 Implementing the 4% rule & changing expenses

1:14:13 Health insurance & South Dakota residency

1:25:49 Soundcheck – CampFI