Aging in Style with Lori Williams

 I just turned 60, and this has brought up a lot of thoughts. You might be surprised to hear none are negative, but that’s because I honestly feel blessed to be here. (Aging isn't a guarantee!) My life has been full of ups and downs, and many of my plans didn’t go exactly the way I wanted them to. Still, I can say it all worked out in the end.

As a senior living expert, I also interact with many amazing people in their 80s, 90s and even 100s every day. Many have a positive mindset around aging as well! The ones that seem happiest have quite a few things in common, and I’ve compiled the trends into a list of 5 ways to age well and maintain a good mindset in life. They are:

1. Stay physically active. Keep moving, whether you dance a few minutes each day, take walks, or play pickleball.

2. Find what fulfills you. Do you like to give back and volunteer? Keep doing that. Work a part-time job you enjoy. You still have something to give no matter your age.

3. Stay social. Whether it’s through church or a local senior center, find a place to connect with others. Even if you just have a neighbor you run errands with, that’s a great way to be social.

4. Learn a new skill. Some colleges offer courses specifically for seniors, but you can also teach yourself a new language with a phone app or try gardening.

5. Keep your brain healthy. Read a book, do crossword puzzles, or try something to keep firing those neural connections in your brain.

My personal addition is to also find ways to have fun. Getting older doesn’t mean you have to be serious! In fact, author Katharine Esty shared on an earlier episode of my podcast that people in their 80s tend to be happier than those in their 40s. In fact, many people begin an upward trajectory of happiness in their middle age.

Of course, bad things happen in life – loved ones get sick, we deal with different challenges with work – that’s inevitable. But it’s so important to stay positive. No matter how old you are, you have something to give. You can reinvent yourself and have fun. Just look at Iris Apfel, who became a model at 97!

Topics discussed:

- Tips for aging

- Ways to stay active as a senior

- Finding fulfillment

- The important of being social

- Learning at any age

- Positive / opportunity mindsets

- Happiness and aging

Takeaways from this episode:

- Staying social is a matter of longevity. We saw the impact of this during the pandemic - those who were isolated quickly declined both mentally and physically.

- Many older folks feel the freedom of not caring what others think. This doesn’t mean being mean to others, but they live authentic and true to who they are.

- No matter your age, you can still do amazing things. It’s all about your mindset.

- Find what you’re passionate about and engage wholeheartedly. Whether that’s gardening, learning something new, volunteering, or going to church.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

Get your copy of my book Surrounded by Love: One Family's Journey Through Stroke Recovery:

https://amzn.to/3Y41CxA

OLLI Program for Seniors:

https://olli.utexas.edu/

Aging like a Guru:

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/1b03bf02/078-aging-like-a-guru

Doug's story:

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/57a002ea/060-96-years-young-world-war-ii-vet-the-most-inspirational-senior-i-know-meet-doug-brown

A practical guide to letting go and find unexpected happiness with Katharine Esty:

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/dd31a7b3/089-a-practical-guide-to-letting-go-and-finding-unexpected-happiness-with-katharine-esty-phd

Mentioned in this episode:

Surrounded by Love

You can find my book, "Surrounded by Love: One Family’s Journey Through Stroke Recovery," on Amazon. It is available as a Kindle, hardcover, paperback, and also on Audible. More details can be found on my website:

Hospice can be a scary word for people, but it’s important to understand. Karyl Thomas of Lori Williams Senior Services joins me to bring her 20+ years of expertise, including 3 years working in hospice herself. She shares 10 things you should know about hospice, many that correct common misconceptions around it!

1. Hospice doesn’t hasten death. It allows the disease to run its course but helps ensure a better quality of life as it does.

2. You won’t have your medications taken from you when you go on hospice care. Any medications that improve your quality of life and prevent injury will continue.

3. You can still go to the hospital when on hospice, but the goal is to avoid unnecessary hospital visits. If you broke your hip but were in hospice for congestive heart failure, you could still have surgery to fix the hip.

4. You can go to physical therapy, but insurance and Medicare may not pay for you to have physical therapy and be on hospice at the same time. But patients with the funds have the option to pay for additional therapies privately if needed for comfort or functional purposes.

5. Hospice does not seek aggressive treatments specific to the terminal illness. Instead, it focuses on comfort and quality of life.

6. You’re not required to have a do not resuscitate (DNR) order for hospice enrollment, but most do. You still have the option to decline for religious reasons and more.

7. The type of hospice care you’ll receive depends on your individual needs. 24/7 care is typically reserved for end-of-life situations or acute distress.

8. All hospice agencies are different. Do your due diligence to find the right one for you! Read reviews and learn about their after-hours care, frequency of hospice aid visits, etc.

9. You have to qualify for hospice care, with a general prognosis of 6 months, a physician’s order and a clinical evaluation by the hospice agency.

10. The majority of hospice is at home. A hospice facility will take patients with a prognosis of 5 days or less.

It’s important to destigmatize hospice and learn what it's all about because it has evolved over time. Hospice is not a death sentence, and knowledge is power if you or someone you love qualifies.

Topics discussed:

• Hospice care tips
• Hospice misconceptions
• Hospice history
• How to qualify for hospice
• What hospice care is

Takeaways from this episode:

1. Hospice is about hospitality at its core, and it prioritizes comfort.
2. Not only can hospice extend life, it improves the quality of life as well.
3. It’s possible for patients to go on hospice and become discharged for extended prognosis. You can still requalify later.
4. You can discuss with a nurse before hospice begins to learn which meds should be continued or not.
5. You can also have conversations with hospice care workers to learn which hospital visits are necessary vs. unnecessary.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

Visit the Medicare website to compare hospice facilities:

 https://www.medicare.gov/care-compare/

What’s a good local activity I can do with my loved one who has dementia?

Isolation and stress are common issues for caregivers and their loved ones with dementia. One great solution to this? “Wellness in Nature” walks with Dementia Friendly in Denton County, Texas.

To support this, the Denton County’s chapter offers nature walks in a program called “Wellness in Nature” in the fall and spring. These are free guided strolls for those with memory loss and their caregivers. The benefit is that it offers a low-stress way to engage socially and is inclusive to those with different abilities. Walks are led by a master naturalist or a master naturalist in training, and they pause regularly to share about the local plants. A safe pavement walkway is also required so there are no tripping hazards.

Dementia Friendly is a nonprofit that began in 2015, and has many communities within the U.S. The goal is to educate local businesses and the general public on how to interact with and include persons with dementia. They share how to recognize signs of dementia, then develop programs where individuals with the diagnosis, along with their caregivers, can participate in social outings.

Feeling integrated in the community is important for everyone, but especially caregivers and those with dementia. The sense of connection in society helps improve outcomes for those with the disease, and the well-being of their caregivers.

The first walk of the spring season starts April 9 in Denton County. Be sure to sign up first so the chapter has it for their records.

Topics discussed:

- Dementia Friendly

- Nature walks

- Health benefits of nature

- The importance of community for those with dementia

- Caregiver support

Takeaways from this episode:

- Nature is healing! Trees give off organic compounds that reduce stress, lower blood pressure, and improve immunity.

- It’s important for people with dementia to participate in everyday activities to feel autonomous and connected. Plus, connectedness helps health outcomes.

- Wellness in Nature is open to people with walkers and wheelchairs as well because the walks are on pavement and friendly to those with different abilities.

- Find a local Dementia Friendly activity as stress relief for yourself as a caregiver and for your loved one - and be sure to sign up in advance.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

Explore the Dementia Friendly website at dementiafriendlydentoncounty.org

Learn more about Dementia Friendly with Lori Williams: ‎Aging in Style with Lori Williams: 087. How every community can be Dementia Friendly on Apple Podcasts

As an expert in the field of aging, I often come across common questions about senior housing and one that stands out is: 'Are prices in senior housing negotiable?' The answer is yes, in most cases!

Research Comparable Communities

When it comes to finding the right senior housing option, the key is to research comparable communities. It's essential to compare apples to apples and not apples to oranges. Different types of senior housing offer varying levels of services and amenities, so it's crucial to ensure you're comparing similar types when evaluating your options.

Engaging with a reputable local senior placement service can make the process of finding the right senior housing much smoother. These services can save you time and stress by guiding you through the different options available and helping you understand what each community offers.

Understand What Is Included in Each Community Type

Educating yourself on what each type of senior living community offers is vital. Consider your needs or the needs of your loved one and ensure the community can cater to those requirements. From meals and housekeeping to assisted living services, knowing what is included upfront will help you make an informed decision.

Ask About Monthly Specials and Promotions

Many senior living communities run monthly specials or promotions, so don't hesitate to inquire about them. These offers can provide you with opportunities to save on costs or access additional services, making your senior living experience more affordable and enjoyable.

Understanding the community fees and discussing payment options is crucial. Some communities may be willing to waive or partially waive the community fee, while others may offer payment plans to make the process more manageable for you or your loved one.

Clarify All Charges and Ask for Everything in Writing

Being clear on all charges, especially in assisted living situations, is essential. Make sure you understand what is included in the fees and inquire about any additional charges that may apply. It's also advisable to request all details in writing to avoid misunderstandings down the line.

Some communities may offer rate locks, allowing you to secure a specific rate for a set period. Additionally, consider negotiating at the end of the month when communities may be more willing to offer deals due to quotas. Don't be afraid to ask for savings – it could make a significant difference in your experience.

Conclusion:

Negotiating rates in senior housing can be a beneficial process in helping you find the perfect living arrangement without breaking the bank. By following these expert tips and staying informed about your options, you can navigate the world of senior housing with confidence and peace of mind.

Topics covered:

• Negotiating Rates In Senior Living
• Senior Housing Options
• Comparable Communities for Seniors
• Reputable Senior Placement Services
• Payment Options and Community Fees in Senior Housing

Takeaways from the episode:

- Research comparable communities to ensure you are comparing similar types of senior housing options.

- Work with a reputable local senior placement service to save time and stress in finding the right senior living arrangement.

- Understand what each type of community offers in terms of services and amenities to align with your needs or the needs of your loved one.

- Discuss payment options, community fees, and potential waivers to make the financial aspect of senior housing more manageable.

- Take advantage of rate locks, inquire about monthly specials, and consider negotiating rates at the end of the month for potential savings in senior housing.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

How to Pay for Senior Living:

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2b610938/148-replay-how-to-pay-for-senior-living

131: 5 reasons to use senior placement services, plus 3 determining factors to pick the right one:

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/cedd6e34/131-5-reasons-to-use-senior-placement-services-plus-3-determining-factors-to-choose-the-right-one

How can I find a reputable residential care home?

It’s a horrible topic we don’t want to discuss, but it’s an important one: caregiver abuse. In Texas, there’s an investigation into alleged abuse occurring at residential care homes called Love and Caring for People. Police are now looking into the deaths of 13 people who have died in the care of a woman who owns a string of homes in the Dallas / Arlington / Grand Prairie area, the result of suspected abuse and neglect.

Before I go on, I want to say that residential care homes are a great option and this story should not prevent you from considering them for your loved one. As a reminder, residential care homes are homes in regular neighborhoods owned by nurses, physical therapists, and others in the medical field who have worked as caregivers and know what they’re doing.

That's not to say there aren't signs that things could be amiss. Some red flags for residential care homes include:

· It’s hard to contact your loved ones. Whether calls aren’t going through or visitor’s hours are only one day a week for one hour, you shouldn’t be blocked from visiting your loved one.

· Your loved one is slurring or sounds ‘out of it’ on calls. This could mean they’re being drugged.

· You have a bad gut feeling. Listen to your instincts.

To find a great residential care home, there are a few things to keep in mind:

· Work with the professionals at a senior placement service. We make sure we’ve done our due diligence to recommend you a reputable care home.

· Go with a licensed care home if it’s in the budget for you. Unlicensed are sometimes an option to remain budget-friendly, but there’s a little more risk and fewer protections.

· Ask for references from previous residents and family members.

· Check on the visitation policies.

· When you visit, check if it’s dirty or smells. Use your senses and consider if this is a place you’d want your mom to stay.

This is an incredibly important decision, so my hope is that these tips help provide peace of mind and match you with an ideal home for your loved ones.

Topics discussed:

· Residential care homes

· Tips for finding a residential care home

· Red flags for residential care homes

· Licensed vs. unlicensed care homes

· Why use a senior placement service

Takeaways from this episode:

· When searching for a care home for a loved one, it’s best to work with a senior placement service. They visit each home and make sure they can confidently recommend them to their clients.

· In Texas, a residential care home has to be licensed and meet certain standards if there are more than 3 people. They are held accountable and inspected like an assisted living facility.

· Keep in mind the red flags when looking into a care home: difficulty contacting / visiting family, slurred speech and confusion in residents, the home isn’t clean, etc.

· Look for licensed residential care homes with glowing recommendations, good visiting hours, and a clean interior.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

You can read more about the alleged scam on the NBC DFW news website:

https://www.nbcdfw.com/news/local/tarrant-county-assisted-living-company-under-investigation-after-alleged-caregiver-abuse/3486166/

051. Larger vs Smaller Assisted Living: what's the current trend?

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/783704c9/007-what-are-residential-care-homes-with-jennifer-davis-founder-of-davis-family-elder-care

007. What are Residential Care homes

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/783704c9/007-what-are-residential-care-homes-with-jennifer-davis-founder-of-davis-family-elder-care

173. 5 reasons to use senior placement services, plus 3 things to consider

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/1b3b4af8/173-5-reasons-to-use-senior-placement-services-plus-3-determining-factors-to-pick-one-replay

Should I move an elderly family member in with me? Or should we look into senior living?

This is a question I receive a lot. Before I dive in, it’s important to remember that every situation is different. Be sure to do what’s best for you and your family. But to gauge what’s right, I have a list of pros and cons for you to consider.

Pros:

·       Living with your loved one can help connect the family. Some of my fondest memories are of my grandmother Emelita living with us. Multiple generations living together can create special memories, especially the kids and their grandparents.

·       If everyone’s in agreement for your loved one to move in, it can be a great cost-saving measure. A common fear for many seniors is outliving their funds.

·       If your loved one is healthy, they can support you around the house. Some of my memories with my grandmother involve her staying busy by folding clothes, cleaning the kitchen, and more.

·       You can help remind your loved one to take their medications and keep an eye on them, especially if they have an existing health condition.

Cons:

·       Moving a loved one in with you can increase your responsibility, sometimes significantly. It can impact your lifestyle and add new demands on your time and energy.

·       If your loved one is at home and can’t drive, they may have limited socialization. I recommend signing them up at the local senior center and finding transportation. That way they can socialize with others and stay active and moving instead of sitting home all day watching TV.

·       You and your members of the household may enjoy less personal space.

·       Depending on the situation, burnout can be a risk. If your loved one has health issues, it can be stressful and exhausting.

Remember that in all situations, the dynamic of your household can change. And yes, it can be a big life change for all involved! Make sure everyone is on the same page in your household as you make plans.

Topics discussed:

·  Caring for an elderly family member

· Pros and cons of living with older family members

·  Dynamics of multigenerational homes

· Caregiver burnout

· Staying social as a senior

· Cost-saving considerations for seniors

Takeaways from this episode:

· Discuss the different considerations for opening your home to a senior family member with the other people in your household. If the family doesn’t get along, don’t do it.

· Consider your existing relationship with that loved one along with their current needs. Establish ground rules with the rest of your family if needed.

· Welcoming a family member into your home is a great cost-saving measure, but be sure to weigh that against your existing responsibilities and demands.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

Try the Alzheimer Association’s 10 ways to love your brain

The new year is underway, and many have begun new goals in physical fitness. Physical health is important, but an often-overlooked part of the body is our brain. Just like a workout regimen, there are everyday activities you can do to help your brain health – which also play a big role in dementia and Alzheimer’s prevention.

Megan Rowe, the senior program manager of the Alzheimer’s Association: Dallas and Northeast Texas Chapter, shares ‘10 simple ways to love your brain.’ This list provides guidelines for improving our brain health and preserving our cognitive health for hopefully years to come.

1. Break a sweat: Megan says, “What’s good for the heart is good for the brain.” Our blood and vascular system helps provide the oxygen and fuel the brain needs. Break a sweat and engage in regular cardiovascular activity to see overall health benefits.
2. Hit the books: Learn something new and challenge your brain, whether it’s a class at your local community college or senior center. The important thing is helping your brain find new neural pathways and staying mentally stimulated.
3. Butt out: Don’t smoke. If you quit, you can still return to the same risk as a nonsmoker would have, so it's worth the effort.
4. Follow your heart: Again, anything that helps your heart will help your brain. Cardiovascular exercise, even a little each day, can add up to make a difference!
5. Heads up!: Brain trauma and injury can increase your risk of cognitive decline and dementia. Wear your seat belt, wear a helmet, and create a treatment plan with a medical professional if you’ve already suffered injuries.
6. Fuel up right: Eat a healthy, balanced diet. The Mediterranean diet focuses on leafy greens, fresh fruits, nuts, and reduced processed foods and sugars. This can help prevent diabetes, high cholesterol risks, etc.
7. Catch some Zzz's: Get good quality sleep. Conditions like insomnia prevent the brain getting what it needs to function, and Sleep Apnea can cause lack of oxygen to the brain
8. Take care of your mental health: Some studies link a history of depression and anxiety with increased risk of cognitive decline. Be sure to socialize and maintain connections with others through volunteering or other activities.

Topics discussed:

- Alzheimer’s Association

- Alzheimer’s / dementia prevention

- Boosting cognitive health

- Heart and brain health

- Depression / anxiety

- The importance of learning

- Senior center activities

- Staying social as we age

Takeaways from this episode:

- Try wearing a Fitbit or Apple Watch to get an idea of your daily activity – and make goals to increase it.

- Evidence shows that risk factors for cardiovascular disease and stroke, obesity, high blood pressure and diabetes all negatively impact cognitive health.

- Social time is important. There were higher incidences of deaths due to Alzheimer’s during the COVID-19 pandemic.

- Your local senior center may have a yearly membership as low as $10 a month, and they can be found in both rural and urban areas. This can expose you to new things and friendly people.

- You may have Sleep Apnea if you find yourself abruptly waking up and gasping for air. Ask your partner for their observations if you're unsure.

- An additional item to add to the list? Go out in nature! The fresh air and Vitamin D is helpful, and nature is important for mood, health and overall well-being.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

10 ways to love your brain

Download the Alzheimer's Association Hub App:

https://apps.apple.com/us/app/alzheimers-assoc-science-hub/id1472268471

Listen to previous Alzheimer's Association episodes:

https://www.loriwilliams-seniorservices.com/alzheimer-s-disease-and-dementia

Senior Center: A place for Purpose

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/799a288c/004-senior-centers-a-place-for-purpose

What should I know about reverse mortgages?

True or false: If you move to a reverse mortgage, you will have to give up title to your home. False! You keep title to your home and continue to control the property, just as you would with a different type of mortgage. There’s no impact on your income taxes or credit at all, and actually, it can be a versatile tool to help you live a better life.

The technical name for a reverse mortgage is Home Equity Conversion Mortgage, which is the FHA-insured reverse mortgage. It’s an age-specific mortgage specifically for those age 62 and above where homeowners convert a portion of their home equity into cash without having to sell their property or give up title to their home and without having to make any mortgage payments.

There are many myths about reverse mortgages, and guest Brenda Bonin from Mutual Omaha is here to dispel them. She shares how much of the misconceptions come from before reverse mortgages became FHA insured, and firmer regulations were put into place. However, they’re a flexible, useful tool where owners can tap into their home equity for cash. In turn, this can finance home health, memory care, the general upkeep of your home – anything you choose.

Additionally, all proceeds go to the owner tax-free, and there’s no payment until the end, when the homeowners decide to sell and move or pass away. If the latter, most people in their family or their heirs will sell the property to pay off that loan and remaining equity goes to the heirs.

It’s easy to qualify because it doesn’t adhere to the standard debt ratio. Instead, there’s a financial assessment in place to gauge whether homeowners are able to remain in their home and maintain it. Banks also look at how much equity you have in your home.

If you’re interested, speak with a mortgage specialist to discuss your goals, current struggles, and cash flow needs. You’ll also go over technical details such as your home’s value, your age, financial situation, and more.

Topics discussed:

1. Reverse mortgages
2. Home Equity Conversion Mortgage
3. Home equity
4. Asset management
5. Misconceptions of reverse mortgages
6. Qualifying for a reverse mortgage
7. Why take out a reverse mortgage

Takeaways from this episode:

1. If your other half is in memory care and you’re using a reverse loan on your house to help pay, the benefits of the program and loan remain in place as long as you’re still in your house as your primary residence.
2. There are 3 ways to get your reverse mortgage funds: lump sum, monthly payments, or as a line of credit. You can also do a combination of the 3.
3. Interest accrues on the loan if no payments are made, and the loan balance increases. However, real estate tends to appreciate, especially in Texas, which can offset some of that interest.
4. Reverse mortgages are becoming more practical as people begin living longer and longer and need to use their assets to continue to live well.
5. Both spouses have to be at least 62 to qualify in Texas, whereas other states allow “trailing spouses.”
6. Less-than-perfect credit is not a barrier to reverse mortgages. There is no credit score minimum.

Get my new book, 'Surrounded by Love: One's Family Journey Through Stroke Recovery': https://loriwilliams-seniorservices.com/book

To suggest a topic, be a guest or support the podcast, please email [email protected]

For more senior resources and to sign up for the newsletter, please visit:

https://www.facebook.com/LoriWilliamsSeniorServices/

https://www.instagram.com/theloriwilliams/

https://www.linkedin.com/in/theloriwilliams/

https://loriwilliams-seniorservices.com/aging-in-style-podcast/

Contact Brenda with Mutual of Omaha:

469-682-6633

[email protected]

What is an emergency binder and what it should include:

https://www.loriwilliams-seniorservices.com/aging-in-style-podcast/episode/2a105359/126-paperwork-youll-need-in-a-medical-emergency-get-that-binder-ready

We’re diving into a fun topic that I’m asked about all the time: the Senior Prom in Flower Mound. My producer Ana joins me as we discuss this successful community event.

The senior prom started more than 10 years ago and was known as the ‘second time around prom’ for those who missed prom the first time around. Although this event fell apart during the pandemic, we revived it with the local YMCA in 2023 with a ‘Love Boat’ theme. It's a fun event, but what makes it even better is that it's also a fundraiser for kids to attend YMCA community events. Even though attendees are age 55 and older, high schoolers come to help and even join the fun.

This year, we’re excited for a 1950s theme with a nostalgic "Sock Hop” – envision diners, the movie ‘Grease’ and poodle skirts! You can buy a ticket through the YMCA, and for only $20 you get a full meal, dessert, dancing, live music, and raffle entries.

Anyone interested in joining a fun time that helps the community? Mark your calendars for April 12th from 5:30 PM to 8:30 PM. Don’t wait to buy a ticket - demand is high.

Topics discussed:

- Local senior events

- Multigenerational fun

- Flower Mound community events

- Raising funds for the YMCA

- Second chance prom

- Reliving your youth

Takeaways from this episode:

- The Senior Prom at the Flower Mound YMCA a great way to relive your youth and introduce you to new people.

- The event raises money for the local YMCA, supporting programs for children locally who may need financial assistance for activities

- Those interested can buy tickets through the YMCA in Flower Mound. The cost is $20 and covers dinner, dessert, dancing, and raffle.

- Mark your calendars for April 12 from 5:30 PM - 8:30 PM.

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“Can I bring furniture to senior living?” is a common concern many seniors face when transitioning to a senior community. Each location is different, but senior apartments, independent living, and assisted living communities allow you to bring furniture. If you’re moving to memory care or residential care homes, furniture is often provided or limited. If on Hospice, Medicare will provide furniture like a hospital bed, so you may only need to bring pictures to hang up and make your space homey.

Keep in mind that you’re often downsizing when you go to senior living, especially if you’re moving into a 1-2 bedroom apartment from a larger house. It’s important to think practically and “right size” your new home. What do you have an emotional attachment to that would also make sense for your new space? Pieces that work in your current home may not make sense in the next one, but you can prioritize what matters to you.

As you make your move, consider the resources available to you. There are professional services such as Caring Transitions that can help you categorize your belongings – items you’ll gift to your family, items to bring with you, and items to sell. There’s no need to do it all on your own, and this type of help can make the transition easier and quicker!

You can even take matters into your own hands and bring your family together. They can put sticky notes on the items they want, and then you can offload the rest. Some families fight after life events, so this can help ease the situation so there’s less animosity when someone passes.

No matter what you decide, it’s good to have a plan for your move and take stock of what matters to you and what will work with your lifestyle moving forward.

Topics discussed:

- Downsizing for seniors

- Bringing furniture to senior living

- Senior moving services

- Estate sale preparation

- Transitioning to senior living

- Safety hazards

Takeaways from this episode:

- If you’re moving to memory care or a residential care home and are on hospice, they will provides the hospital bed and medical equipment paid for by Medicare.

- Try a service like Caring Transitions that helps seniors and their families declutter, pack, move, and settle into their new home.

- When downsizing, consider which belongings might be a tripping hazard or be less practical for your new home.

- It’s always a good idea to bring your favorite cozy touches, like blankets and family pictures.

- To help prevent your family from fighting over your stuff when you pass, you can bring everyone together to put sticky notes on what they want. Then get rid of the rest.

Resources discussed:

Episode 02: Stop downsizing, start 'rightsizing'! With realtor Tricia Spurrier

Episode 29: Ready to Downsize? Hear About the Service That’ll Help You Sort, Sell Pack, and Move

Episode 89: A Practical Guide to Letting Go and Finding Unexpected Happiness