This week's Open Mic guest is Tom Zacharias, President of National Crop Insurance Services. As risk factors for crop and livestock farmers have grown over the years, crop insurance has become a critical tool to manage risk not only from catastrophic events but from intense economic pressure on the nation's producers. Zacharias says Congress provided much needed improvements in not only farm programs but crop insurance in HR-1 legislation earlier this year. He explains how this unique public-private partnership has evolved and key economic factors impacting insurance providers as well as farmers.