America's Wealth Management Show

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Mega Backdoor Roth Strategy https://youtu.be/eEKbnn8svQ8?si=yebIFMa7orM8Iyfn

Money Walks Episode 2 https://youtube.com/shorts/RzOqnbEIAwI?si=yZcPsrpBg-Veuzrj

Tax Reduction Strategies: https://bit.ly/45XTa5a

Retirement Checklist: https://bit.ly/4n7DJ1a

Sources: • Average 401(k) Balance by Age (Vanguard "How America Saves"): https://institutional.vanguard.com/content/dam/inst/iig-transformation/insights/pdf/2025/has/2025_How_America_Saves.pdf

• 401(k) Early Withdrawal Exceptions & Rule of 55 (IRS): https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-tax-on-early-distributions

• Required Minimum Distribution (RMD) Rules (IRS): https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs

• Explanation of Sequence of Returns Risk (Investopedia): https://www.investopedia.com/terms/s/sequence-risk.asp

• Reddit Post for 'Asking for a Friend': https://www.reddit.com/r/FinancialPlanning/comments/1h7qsyk/with_a_1_million_401k_couldnt_you_just_live_off/

_______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered.

The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

Tax Tips in 10 or Less Ep. 34 401(k) Withdrawal Rules

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Sources: 401(k) withdrawal rules: How to avoid penalties https://www.empower.com/the-currency/money/can-withdraw-401k-ira-penalty-free

What is the Rule of 55? https://www.fidelity.com/learning-center/personal-finance/what-is-rule-of-55

Substantially equal periodic payments https://www.irs.gov/retirement-plans/substantially-equal-periodic-payments

#TaxTips #TaxPlanning #TaxPlan _______________________________________________________________

Investment advisory services offered through Modern Wealth Management, LLC, an investment adviser registered with the SEC.

The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

How Much Do You Need to Retire? https://bit.ly/4mCifK8

Start your journey with our financial resources: https://bit.ly/3HuIG5e Meet with Us: https://bit.ly/47cynNx Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 2025 IRMAA Brackets (Income-Related Monthly Adjustment Amount)

https://youtu.be/bJheB6qKsvg?si=7O9-zA7kvnngMLZr

Sources: • Americans Believe They Will Need $1.26 Million to Retire Comfortably According to Northwestern Mutual 2025 Planning & Progress Study https://news.northwesternmutual.com/2025-04-14-Americans-Believe-They-Will-Need-1-26-Million-to-Retire-Comfortably-According-to-Northwestern-Mutual-2025-Planning-Progress-Study

• Federal Reserve 2022 Survey: Survey of Consumer Finances https://www.federalreserve.gov/publications/files/scf23.pdf

• Fidelity Estimate: Retiree Health Care Costs https://newsroom.fidelity.com/pressreleases/fidelity-investments--releases-2025-retiree-health-care-cost-estimate--a-timely-reminder-for-all-gen/s/3c62e988-12e2-4dc8-afb4-f44b06c6d52e

• IRS Topic No. 701: Sale of Your Home (Section 121 Exclusion) https://www.irs.gov/taxtopics/tc701

• Reddit Thread: r/Medicare - IRMAA help? https://www.reddit.com/r/medicare/comments/1ijxeed/irmaa_help/?rdt=48397

_______________ Investment advisory services offered through Modern Wealth Management, LLC, a investment adviser registered.

The views expressed represent the opinion of Modern Wealth Management an SEC Registered Investment Adviser. Information provided is for illustrative purposes only and does not constitute investment, tax, or legal advice. Modern Wealth Management does not accept any liability for the use of the information discussed. Consult with a qualified financial, legal, or tax professional prior to taking any action.

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What to Do with Inheritance https://youtu.be/B4mTbCUuFGE?feature=shared

Wills vs. Trusts: What's the Difference? https://youtu.be/IrJXd_vopDU?feature=shared

IRA RMD Requirements https://youtu.be/DF13FV4EhCU?feature=shared

Tax Strategies for High Income Earners https://youtu.be/8S6Dc9TqMVc?feature=shared

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What is Tax Diversification? https://bit.ly/41Pcccw

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Charitable Giving in Retirement https://youtu.be/VhtfUCjTesw?feature=shared

Asset Location - The Three Tax Buckets https://youtu.be/V6WM3iE0iow?feature=shared

What is Tax Diversification? - Barber Financial Group https://youtu.be/jJ-rdAAiSes?feature=shared

The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8?feature=shared

IRA RMD Requirements https://youtu.be/DF13FV4EhCU?feature=shared

Roth Conversions Before Retirement https://youtu.be/zAVdKffImgA?feature=shared

Check out this video by ⁨@taxleverage⁩ - Why You Don't Want a Tax Refund: https://youtube.com/shorts/jKZT1KpN5dU?feature=shared

Sources: SUMMARY of P.L. 98-21, (H.R. 1900) Social Security Amendments of 1983-Signed on April 20, 1983 https://www.ssa.gov/history/1983amend.html

16th Amendment to the U.S. Constitution: Federal Income Tax (1913)

https://www.archives.gov/milestone-documents/16th-amendment

Tax Tips in 10 or Less Ep. 32 How Does Volatility Impact RMDs?

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IRA RMD Requirements https://youtu.be/DF13FV4EhCU?si=JbuhO-q9XOrEw30r

What's Your Required Beginning Date? https://youtu.be/vPE_PApP5ac?si=zHG25xhuW0Vt4xZW

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7 Reasons Why Retirement Planning Is Important https://youtu.be/o-0-gNiI0Pg?si=3B7ykLuD5v0HZ_bF

What is a Good Monthly Income in Retirement? https://youtu.be/ZmYxM_xBmmw?si=0bUJ0TRIrUtaoBpc

Claiming Social Security at 62, 67, or 70 https://youtu.be/UX-qusd6fZE?si=A9i_bvA2YRa_hNg8

The 4 Phases of Retirement https://youtu.be/ii8S5_PCiyQ?si=bgCgGqVSHp8bGmI2

Risk Management Covering Your Assets https://youtu.be/nrYRM0Do_zc?si=dORBL3_w4RkreBm3

2025 Withdrawal Strategy for Retirement https://youtu.be/8P8E95_287s?si=LOoReQX0sPvHmDwv

Tax Reduction Strategies: https://bit.ly/4oAm83w Retirement Plan Checklist: https://bit.ly/4fALiuR

Sources: https://www.annuity.org/retirement/retirement-statistics/ https://www.bls.gov/spotlight/2024/celebrating-50-years-of-protected-retirement-plans/-slide 2 https://www.carescout.com/cost-of-care https://www.cdc.gov/chronic-disease/data-research/facts-stats/index.html https://www.modwm.com/what-is-a-good-monthly-retirement-income/ https://newsnetwork.mayoclinic.org/discussion/the-global-divide-between-longer-life-and-good-health/

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Affordable Care Act Subsidies: https://bit.ly/4lUktUJ

The OBBBA: What to know: https://bit.ly/4moUa8X The Impact of the Big Beautiful Bill on Your Retirement: https://youtu.be/ze1sYnh_VR8?si=OwJ_VOqhxoC5CDir

Tax Strategies for High Income Earners: https://youtu.be/8S6Dc9TqMVc?si=Nmadzi5uSqbit35d Sources:

Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors - https://blog.ssa.gov/social-security-applauds-passage-of-legislation-providing-historic-tax-relief-for-seniors/

House Passes Budget Resolution to Advance One, Big Beautiful Bill That Will Deliver Tax Relief to Working Families - https://waysandmeans.house.gov/2025/02/25/house-passes-budget-resolution-to-advance-one-big-beautiful-bill-that-will-deliver-tax-relief-to-working-families/

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The OBBBA: What to know: https://bit.ly/4lZEN7f

Subscribe on YouTube to Catch our Videos: https://www.youtube.com/@AmericasWealthManagementShow?sub_confirmation=1 https://www.youtube.com/@UCAM1LgQzNBSNOXylNOgEYrw Asset Location - The Three Tax Brackets https://youtu.be/V6WM3iE0iow?si=SxIj4P5_hn5FEGxM

When is it Time to Retire? https://youtu.be/iKny1bBxukY?si=dJ0EgkHmQ8sgILmK

5 Signs You're Saving Too Much for Retirement https://youtu.be/--7GHuB2k0s?si=1ioBDQzmrijNH5qU

Making The Most of Catch-Up Contributions https://youtu.be/ng129TKYiEQ?si=B3HCq-Lx06GexJPy

Claiming Social Security at 62, 67, or 70 https://youtu.be/UX-qusd6fZE?si=GfmGjv-vwNC3sPsg

The Impact of the One Big Beautiful Bill on Your Retirement https://youtu.be/ze1sYnh_VR8?si=Rs6z8TcA-LdOPPkp

Retiring Before 65? Your Health Insurance Game Plan https://youtu.be/TWbLX8Y5sJ8?si=ALSe7Iytl9QwaEvg

What is Tax Diversification? https://youtu.be/jJ-rdAAiSes?si=C1Fo-_MiiT3K3Rpq

When is it Time to Stop Saving for Retirement? https://youtu.be/z63rrWQB0-c?si=ZybprXYtBaENK-TN

Tax Tips in 10 or Less Ep. 30 Tax Changes from the Big Beautiful Bill Pt.1

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New Tax Rules from the Big Beautiful Bill Explained

https://youtu.be/ze1sYnh_VR8?si=R33JTnZQdBY22ExK

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New Tax Provisions in the OBBBA: https://bit.ly/45q57kW

The OBBBA: What to know: https://bit.ly/3IQTjiZ

Social Security Applauds Passage of Legislation Providing Historic Tax Relief for Seniors - https://blog.ssa.gov/social-security-applauds-passage-of-legislation-providing-historic-tax-relief-for-seniors/

House Passes Budget Resolution to Advance One, Big Beautiful Bill That Will Deliver Tax Relief to Working Families - https://waysandmeans.house.gov/2025/02/25/house-passes-budget-resolution-to-advance-one-big-beautiful-bill-that-will-deliver-tax-relief-to-working-families/