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#1 Insolvency Trustees In Ontario 

Scott is a return guest with extremely timely updates on Insolvency Trends in in the Province. Hoyes Michalos is the top Consumer Insolvency Firm in: they have the best data

Truly awful Trends:

Massive Increase In Homeowner Insolvencies 

CRA goes wild - an extreme increase in Aggressive Collections

Credit Availability has DRIED UP

Indicators of the future right here

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Here's What's New

Ron & Sacha review the Breaking News on Mortgage Rates. Canadian 5 - Yr Bond Yields push 5 - Yr Fixed Rate Mortgage in the low 4% Range, the Sweet, SWEET 3.64% 5 - Yr Fixed Rates are gone, is it time to Switch Back to Variable

Also a flurry of house purchases in a really terrible Resale Market: what going on? It's Interesting: all the purchases were LESS than the list prices

And Ron has a message for BC Premier Dave Eby..... not a nice one 

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Want to Build Your Own House?

Derek is the President of Westboro MIC & one of their Specialties is providing Construction Mortgages to Ontarians to build their own homes. It's complicated, the Borrower needs a lot of cash to get started & should be prepared to for a complex process to finish but it's possible

Ron & Derek cover the Private Lending landscape in detail 

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Nobody Knows Real Estate Like An Expert Lender

Nick Is one of the very top Equity Lenders in Canada

His Company RiverRock Mortgage Investment Corporation is one of the best run operations in Ontario

Ron & Nick break down Product & Regions in Real Estate & Mortgage all across Ontario 

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On The Street Mortgage Broker Feedback 

Rob is one of our favorite guests & this Pod is so damn funny

What's going on in Mortgage World: Purchases way down, Renewals & Refinances way up

How the economy impacts on Mortgage Choices & it is really starting to go in direction

What should we expect from the economy in the next 2 quarters

And GOD SAVE KING CHUCK 

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What A Finish!

One of the most hard fought & important elections in generations comes to a close & some people are cheering & others in tears

And Real Estate in Ontario in particular is entering a new phase of worries & most importantly the need for urgent attention to Low Rise Housing development had never been more compelling

Ron really loses it on the insanity of the Greenbelt 

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Lots Going On! 

So much to cover this Pod: Bank Of Canada: Did Tim made a mistake? Let's break it down. House Sales Collapsing in 416? And an election in 6 days!! 

30 years lows in GTA Condo Sales. if Tiff made a mistake with a Rate-Hold why did he screw it up? We break it all down. And PLEASE VOTE! Democracy is a precious gift: Don't waste it VOTE 

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Trump Moves Mortgage Rates In Canada

Sweet Jiminy Crickets who would have thought a US President could swing Mortgage Rates so far, so fast: Ron covers it. What happens April 16th? What will the Bank of Canada do? Cut or hold? Where will Prime go during the year

What are the 3 biggest lies in the Mortgage business: we have lots more than 3 and we are going to cover them all

And Ron's Gross Rant: the craziness of Politicians promising to build 500K Homes a year  

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A real pleasure to have Legal Closing Founder & Ace Real Estate lawyer on the Show

This is the ultimate Deep Dive on the 416 Condo Crash & it's all the gritty details, we will go all the way back to 2010 & track every step on the road to the Disaster Toronto Dog Crate Condos face in the next 24 months

Big Episode but we'll worth it 

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Canada's Economy in the Crosshairs, the constant assault of the Trump Tariffs / Trade War looms over every strategic thought in Canada today & the uncertainty of the future of auto parts & car assembly plants can change the Bank of Canada's approach to Rate Cuts in a huge way

What happens on April 16th

Will Inflation come back

What Mortgage Rate to take

Let's get into it 

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