The Canadian Real Estate Investor

Breaking news in the Mortgage world with some major changes on the horizon. But what do they mean? How will they take shape in the market? 

• Ottawa to expand 30-year amortizations
• Increasing the insurable amount by 50% from $1M to 1.5M
• First Time Home Buyers & Investors 
• Will these rules increase affordability 

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In a world where deals are harder to come by - we are always looking for those creative ways to make them work....this is one of the best ways; 

• What is a Vendor Take Back Mortgage?
• How Does a VTB Work?
• Benefits for Sellers & Buyers
• Common Scenarios for VTBs
• Risks and Considerations

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For real estate investors, leveraging mortgages is crucial for maximizing investment returns and optimizing cash flow. A deep understanding of financing options through mortgages can significantly enhance investment strategies, allowing investors to expand their portfolios efficiently.

• Have you ever wondered what goes on behind the scenes when securing a mortgage?
• What exactly are the roles and responsibilities of a mortgage agent,
• How do they secure the best deals for their clients? And can you save money by working with one?
• What kind of income can a successful mortgage agent expect
• What educational path is required to enter this profession?

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Nick 

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Dan

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GDP growth, government spending, upcoming elections in Canada and the US, and how these things might factor into picking a market to invest in.

• The government is spending billions of dollars to make the economy look good, and it could have a massive impact on real estate in Canada
• a “ME-cession” rather than a “we-cession” 
• Government cities tend to be more resilient during recessions for several key reasons

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Nick 

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Dan

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We are diving into a new federal initiative aimed at tackling Canada's housing crisis. The government has announced 56 properties for conversion into affordable housing. We'll explore the implications and potential impacts of this plan.

• What does it mean for the housing market and affordability nationwide??
• Could this be the key to solving the housing crunch?
• Why do people seem upset and concerned about this?
• What is the governments real estate portfolio made up of and what types of buildings are these?

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Nick 

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Dan

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Cap rates for different cities can provide valuable insights into potential investment opportunities. Here's how they can help you understand which cities might be better for investments:

• Return Comparison: Higher cap rates suggest better potential returns.
• Risk and Stability: Higher cap rates come with more risk; lower rates suggest stable markets.
• Trends: Changing cap rates can indicate market growth or maturity.
• Yield: Higher cap rates provide potentially higher yields.
• Market Efficiency: Lower rates may imply competitive markets; higher rates can suggest undervalued opportunities.

Sign Up For The Next Webinar Realist 

Join the best community in Canadian Real Estate realist.ca

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Get a Pre Approval G & H Mortgage Group

Get Financing with Landbank LandBank

Nick 

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twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

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See omnystudio.com/listener for privacy information.

Zoning is a crucial component of urban planning as it helps to guide the development of land and ensure the appropriate use of land for various purposes. If you're interested in investing in real estate, understanding zoning laws is essential. In today’s episode, we aim to answer the following questions:

• What exactly is zoning?
• How were the types and categories historically formed?
• What is the process of zoning, how are decisions made, and what are the financial benefits?
• What are some recent changes in legislation that support zoning?

Sign Up For The Next Webinar Realist 

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups  Meetups

Get a Pre Approval G & H Mortgage Group

Get Financing with Landbank LandBank

Nick 

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tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

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See omnystudio.com/listener for privacy information.

Recent reports show some positive changes in two significant areas: inflation and housing starts. This begs the question: have things shifted? Have we hit the bottom and are now beginning the slow and long journey back out of the mess we found ourselves in?

• Why is inflation falling, and what does it mean for the Canadian economy?
• What does cooling inflation mean for the rate environment?
• Does this mean we will see more housing being built?
• Activity in the mortgage market and the impending doom of the renewal wall

Attend Our Event On Multiplexes 

Sign Up For The Next Webinar Realist 

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups  Meetups

Get a Pre Approval G & H Mortgage Group

Get Financing with Landbank LandBank

Nick 

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

We cover the most recent CREA report and look at markets across the country 

• The biggest price increases & decreases in markets 
• Buyers markets vs sellers markets 
• Whats coming in the fall?
• Host updates from across the country 

Attend Our Event On Multiplexes 

Sign Up For The Next Webinar Realist 

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups  Meetups

Get a Pre Approval G & H Mortgage Group

Get Financing with Landbank LandBank

Nick 

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.

A topic that’s as relevant now as it was during the dark days of the global financial crisis…Bankruptcies!

• Real estate developers facing an increasingly harsh financial climate, 
• More than 300 Canadians filing for bankruptcy each day, 
• How Canadians could walk away from their homes if house prices fall,

Attend Our Event On Multiplexes 

Sign Up For The Next Webinar Realist 

Join the best community in Canadian Real Estate realist.ca

Attend a Meetups  Meetups

Get a Pre Approval G & H Mortgage Group

Get Financing with Landbank LandBank

Nick 

Instagram.com/mybuddynick

tiktok.com/@mybuddynick

twitter.com/mybuddynick89

Dan

twitter.com/daniel_foch 

instagram.com/danielfoch

tiktok.com/@danielfoch

See omnystudio.com/listener for privacy information.