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The Biggest Most Expensive Condo Construction Project in Canda went broke last week. The $1.6B project known as THE ONE went into Receivership, plagued by high leverage, soaring financing and construction costs this project has been in trouble for a couple years. But is it a sign of more to come? Yes and No. There are some home and condo builders in similar situations but very few of them and nowhere near as big projects. The vast majority of builders and developers will finish their projects.

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Derek is the President of Westboro Mortgage Investment Corp and old friend, Derek charts his journey from RBC Management through to the Mortgage Brokerage Space and now at independent Lender Westboro. All I can say is the numbers speak for themselves as Derek grows the enterprises he leads Great Insight.

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Ron & Jann (Natalie is back next week) talk about Banking History, how Canada’s Financial Pillers were combined in Bank’s favor, the insanity of Financialization and a rant from Ron on Car Theft: Why is Canada running Catch & Release for Car Thieves?

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My Special Guest is Denise Laframboise of BRX Mortgage, Denise has an amazing story of coming from a Non-Financial background to Chief Operating Officer at BRX Mortgage in just a few years, she shares how her devotion to Training and Sales Development built her career and how BRX became a perfect fit to a still higher level of success.

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Jann is filling in for a vacationing Natalie this week. We talk about the Duration of high rates, just like Prom Night some people will be disappointed and long-term high rates impact on Real Estate prices in Canada. Can you convert underused Office Buildings to Condos and lots more.

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Kerri Reed is one of the most accomplished Leaders of a Large Mortgage Brokerage, she is the Principal Broker, Co-owner of Premiere Mortgage Centre and a dear friend. We talk about Kerri’s start in Banking as a teenager (no kidding folks) and her path to leadership in one of the biggest mortgage operations in Canada. We talk today’s problems and the future of Mortgage Brokerage.

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Ron & Nat talk about a slowly falling RE market in Ontario and parts of BC, rising rates and, the total craziness of inflicting a Stress Test on people with Renewing Mortgage at very high rates who just want a chance to shop around. 

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It's a pleasure to have Chris Turcotte on the Show.
Chris is an Industry leader making an amazing journey from accidentally meeting a mortgage broker in Brandon Manitoba to Leading Centum; one of Canada's big National Mortgage Brokerages it's quite a surprising story that's lead to being a mortgage channel leader.

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Ron and Natalie review the Mortgage Rate News and Real Estate Developments that are quickly unfolding and none of it is good for existing  borrowers and people who want to sell their houses. One particularly wild incident: The 11 Pre-Con Condos Disaster, will there be more of these? Unlikely to see another 11 condo madhouse but every month some New Construction  Purchase that started years ago will have trouble getting a mortgage.

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It's our pleasure to have Hali Noble on the show: an Industry Pioneer in the Mortgage Investment Corp space. Hali has made a huge contribution to the Mortgage Brokerage Industry as a Lending Partner, a Leader within Mortgage Brokers Associations across Canada and a force for good in our Brokerage Community .

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