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We cover Rate Movements, the next Bank of Canada Rate Move: What to expect & Why. Hey! If its another edition of Angry Mortgage there has to be some more Mortgage Fraud to cover. What’s up with Vacation Homes & Cottages? New trends & what to make of the bump in Cottage Real Estate. CMLS & Nesto, what just happened & what to expect. Viewer Mail An WTAF: Jann joins in on the absolute insanity going on in Toronto

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Too much many incidents, too much tragedy, too much money lost, why is it happening? Why are we hearing about so much of it now? How can borrowers & investors protect themselves? Ron breaks it down. Rate World: will Variable become an option? Maybe not yet but when? CBC Program on Condo Sales Problems: Ron was in on that show. Viewer mail bag: questions get answered. WTAF: we need to wake up and see recent immigrants the right way.

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The concerning direction of rental Condos in Toronto: should we be worried? Let’s break it down: BIG Mortgage Rate News: we have been waiting for the Fixed Rate Mortgage cuts, looks like they finally showed up: maybe a 50 bps cut, we analyze next week in Rates

Mortgage Fraud Update: Who’s suing who? And a wild WTAF: Can’t we actually fix ANYTHING.

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Our Special Guest Vince Gaetano reveals the sad truth behind the City of Toronto’s hellacious Permitting system, the utter insanity of building anything inside the City, the endless Neighbor Complaints, the bizarre process of managing the City Inspections

Oh, and the very worst thing about this mess: the Builder is providing EXACTLY the kind of increased density housing the City is BEGGING for. And wait till you hear about the City’s fees & levies

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Aftermath of the Bank of Canada Rate Cut. Rate trends can be based on analysis but the Housing Market gives way to Prediction. The growing scarcity in Low Rise New Construction. Condo Market in for a Kicking in Toronto. Mortgage Fraud Update: Greg Martel, Claire Drage and some rumblings about “who cares about fines” Viewer Mail: when do payments drop? An Australian Bank is going ban CASH. And WTAF is going on in Ottawa: Treason?

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Rate Cuts in Canada become Destiny whether it’s June 5th or July they’re coming: the GDP Report drives it home. Bank Financial Results put a stake through Canadian Credit with growing Loan Loss Provisions. With BoC cuts what is the new Mortgage Rate Strategy? How will Investment Property Buyers react: it ain’t looking good. The Ontario Mortgage Broker Regulator sets the Industry straight: no tolerance for any Bad Actors. Viewer Mail. And WTAF: Time to get Serious.

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3 Big Mortgage Brokerage Scandals rock Ontario: With Special Guest Frances Hinojosa

2024 has been the year Ontario Mortgage Brokerage Regulator FSRA has proven they are on job & very serious about investigation

2 Notice of Proposals for License Suspensions & one Mortgage Brokerage Owner who handed in her license. Ron & Frances review the files .

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Real Estate Sales in Ontario seems to have shut down: some answers & some suspicions. How bad will things get on the Office Side office side of Commercial Real Estate? What should we think of Variable Mortgage Rates Now, Time to Re-evaluate? Something is up with Foreign money coming into Canadian RE? Looks like it VIEWER MAIL, & a Special for Toronto’s Road Work.

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Announcements! $10K Challenge! OSFI Cracks Down!Doom Scrolling & Rage Farming. Will overseas money transfers screw up house purchase mortgages? The Big TD Bank News trickles down. What happened to the Spring Real Estate Market? Rate Action & a heartfelt WTAF

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Huge News: An In-Depth review on one of the highest level Mortgage Fraud Charges in Ontario history.

Props to Ontario's Mortgage Broker Regulator FSRA: after a comprehensive 2 year review a Notice Of Proposal was brought against William Handsaeme the Principal Broker of the huge London Ontario Brokerage Forrest City Funding 

Ron will run down the details, the fines, the license suspensions & how the hell it all works. + Mortgage Rate News. Worrying trends in New Construction Starts in Ontario & BC 

And Rant from Ron about the seemingly endless incidents of Mortgage Fraud WTAF!!

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