Most people buying annuities have no idea how the advice they’re getting is influenced behind the scenes. In this episode, Bryan is joined by Nate Lee—an annuity wholesaler with 20 years of industry experience—to talk about the hidden forces that shape how these products are sold.

They cover:

Why many advisors only recommend a few products (and the real reason behind it)

How commissions and third-party marketing groups sway decisions

What “fiduciary” really means—and why the title can be misleading

Why independence matters when you’re making long-term financial choices

If you want to understand how annuity advice works—and how to spot red flags—this is a must-listen. Nate’s insider perspective helps explain what really goes on in the background, and why Bryan built Annuity Straight Talk to do things differently.

In this episode, we’re taking a look back at advice I shared two years ago—when the market was coming off an all-time high and nerves were running high. At the time, I suggested that a fixed indexed annuity could be a smart way to protect assets and recover without taking on more risk. Now, two years later, it’s time for a check-in.

How did the annuity strategy stack up against staying in the stock market? Was it worth trading a little potential growth for guaranteed protection? And what lessons can we take from the market swings we've seen since 2023?

If you’re wondering how annuities really perform over time—or thinking about ways to protect your portfolio going forward—this is a conversation you don’t want to miss.

I recently spoke with a couple—let’s call them John and Jane—who lost $120,000 of their retirement savings because of bad annuity advice.

They were told to switch contracts multiple times by so-called "fiduciaries", each time being promised “better rates.” But after all the transfers, they ended up with less money, no real gains, and a trail of questionable paperwork that covered the agents’ tracks.

This isn’t just a mistake—it’s a pattern. And unfortunately, I don’t think it’s an isolated case.

If you've switched annuities and something didn’t feel right— please watch this episode.
Even if you're not sure what happened, I can help you figure it out.

I’m not here to sell you something. I’m here to help you avoid being taken advantage of.

See the full details here: https://annuitystraighttalk.com/annuity-fraud-alert-in-arizona/

Thinking about buying an annuity in 2025? Not much has changed in the industry—there are still plenty of good options, but just as many bad ones. In this episode, Bryan Anderson breaks down the top mistakes to avoid when purchasing an annuity, from misleading guarantees to advisors who only push one product.

Tune in to learn:
✅ Why guaranteed income isn’t always the best choice
✅ The risks of chasing the highest MYGA rates
✅ Why private equity-led insurance companies might not be a safe bet
✅ How to evaluate annuity options properly
✅ The common traps set by lazy advisors

If you’re considering an annuity purchase, this episode will help you make a smarter, more informed decision. Like, subscribe, and share with anyone who could benefit!

Need expert guidance? Schedule a call at AnnuityStraightTalk.com.

Registered Index-Linked Annuities (RILAs) are a hot topic in the annuity world, but are they the right choice for you? In this episode, Bryan Anderson breaks down the pros and cons of RILAs, explains how they work, and shares why he personally doesn’t use them in his planning strategies.

You’ll learn:
✅ What makes RILAs different from Fixed Indexed Annuities (FIAs)
✅ The risks, fees, and complexities most people don’t consider
✅ When a RILA might make sense—and when to steer clear
✅ Why Bryan prefers FIAs for long-term, stable growth

If you’re weighing your annuity options or considering a RILA, this episode gives you the straight talk you need to make an informed decision.

Want a personalized analysis? Schedule a call at the top right corner of AnnuityStraightTalk.com

Like, subscribe, and share if you found this episode helpful!

Think the word "fiduciary" guarantees financial advice in your best interest? Think again. In this episode, Bryan Anderson unpacks the truth about the fiduciary label, how it’s often misused, and why education and understanding are far more important than titles.

Drawing from real-world examples, Bryan exposes instances where fiduciary advice fell short and shares practical insights on how to protect yourself from misleading recommendations. He emphasizes the importance of defining your own goals, exploring all options, and being your own advocate when planning your financial future.

Whether you're considering an annuity, investment portfolio, or other financial strategies, this episode will help you cut through the noise, ask the right questions, and take control of your decisions.

Tune in to discover why the only true fiduciary for your retirement is you.