When you die, what sort of assets will you leave and who's getting them?

Or maybe you've handed over your inheritance early - helping your kids out with a house deposit, paying for their uni, or your grandkids' schooling.

Financial expert David Koch says Boomers are putting a good retirement at risk to give their adult kids money.

Koch argues that outside of a stable upbringing and a good education, you don't really owe your kids anything. So ... do you?