Lazy Budget Travel Tips

Authorized Users: The Most Misunderstood Strategy in Points & Miles


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Most people in the points and miles world love to warn you away from adding authorized users… but what if that advice is missing the full picture?

In this episode, Genni sits down with Jackie Swayze (@maximizingmypto) to unpack why authorized users are one of the most misunderstood strategies in travel rewards — and how adding Player Two can actually help you earn faster, simplify your setup, and unlock redemptions you couldn’t book alone.

Jackie also shares the story of her recent trip to Bhutan, including how she used points to fly her dad in Qatar business class, how Avios played into the strategy, and why one-way awards gave her the flexibility she needed.

Whether you’re new to points or ready to level up your strategy, this episode will challenge a lot of the “groupthink” floating around online.

What You’ll Learn

  • When adding a Player Two as an Authorized User actually accelerates earning
  • Situations where authorized users don’t make sense (fees, trust, 5/24 logistics)
  • Point flow tactics across partners so two people can book from one account
  • Avios 101: why moving Avios between BA/Qatar/Iberia/Finnair is a superpower
  • How one-way award tickets keep your plans flexible
  • Bhutan travel basics: sustainable tourism fee, tour operators, timing, vibe

Timestamps

00:00 Intro — Why AU strategies get hate (and why we’re pro in many cases)
 02:00 Jackie’s origin story: Southwest → Companion Pass → flexible currencies
 04:00 Authorized Users 101 (P1/P2, transfers, benefits, pitfalls, trust)
 08:30 When AU doesn’t make sense (fees, 5/24 nuance, behavior risks)
11:30 Perks P2 can get: lounge access, TSA Pre/Global Entry credits, protections
14:45 Real-life use: consolidating points so two seats can be booked together
18:00 Bhutan overview: why go, how to book (local tour operator), daily fee
21:00 Flights: booking Dad in Qatar biz with Avios; reworking plans on points
26:00 Aeroplan + Thai biz, vouchers, and why one-way awards win
31:00 Avios explained: moving points across partner programs for the best price
35:00 Bhutan surprises: hydro power, crypto, cultural preservation
36:30 Takeaways: flexibility > perfection; be strategic about which cards get AUs
37:30 Rapid-fire + where to find Jackie

Follow Jackie

  • Jackie on Instagram: @maximizingmypto
  • Blog & YouTube: Maximizing My PTO

Support the show

Full episodes, including video, are available on Youtube.

Check out more from Genni:

  • Join the Lazy Budget Travel Tips Facebook Group
  • Grab the FREE Budget Travel 101 Course
  • Follow Genni on Instagram
  • Traveling Franklins Blog
  • Get the Weekly Newsletter!
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Lazy Budget Travel TipsBy Genni Franklin

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