Joining our host Drew Megrey is Jared Dryer, VP of Consumer Lending and Centralized Deposits at Westerra Credit Union. Jared brings a passion for streamlining processes for employees and consumers alike—and he shares insights from his experience in building and implementing an automated decision engine and rethinking the process for underwriting adaptive auto loans.

Discussed in this episode:

• The challenges of rebuilding a consumer lending program
• What factors influence the loan-to-value (LTD) ratio
• Underwriting adaptive auto loans to serve the community
• Predictions about blockchain’s impact on the banking industry