This week, Vicky and Rachel walk through the FCA’s latest regulatory changes shaping the financial services landscape for 2025, from conduct rules and insurance reforms to the new requirements for Automatic Exchange of Information. Get the essentials on non-financial misconduct, targeted support for advisers, and how upcoming AEOI deadlines could impact your firm.

This episode explores the FCA's major consultations and proposals for 2026, including client categorisation changes, Handbook simplifications, pension market reforms, and a fresh look at provisional licences. Vicky and Rachel break down what these shifts mean for advisers and compliance professionals, with real-world notes on how to prepare for what's ahead.

This episode explores the FCA's sweeping changes to complaints reporting, the move to regulate ESG ratings providers, the spotlight on anti-money laundering supervisors, and the exciting new era of AI testing in financial services. Vicky and Rachel break down what these changes mean for compliance teams, advisers, and wealth managers aiming to keep pace with evolving regulatory expectations.

This episode breaks down the latest FCA fee consultation, highlights ongoing regulatory data challenges, and discusses a recent insider dealing criminal case. Vicky and Rachel unpack key changes and share actionable takeaways, including new support for AI governance.

This episode delves into the FCA's refreshed policy on statutory investigations, the PRA's new deposit protection limit, and the latest on AI compliance in finance. Vicky and Rachel break down key regulatory changes, practical responses, and how innovation can be managed securely.

This episode explores the FCA’s latest findings on firms’ risk controls, new directions for the UK mortgage market, and the regulator’s fresh partnership with Singapore to spark fintech and AI innovation. Vicky and Rachel unpack key examples and bring compliance to life with real stories and practical analysis.

This episode unpacks the Chancellor's tough pre-Budget speech and what it means for advisers, explores a recent case that highlights the risks of unfulfilled advice agreements, and dives into the ongoing push for greater financial inclusion and capability. Listen as Vicky and Rachel break down key regulatory updates with real-world examples.

This week, we discuss the FCA’s latest review on consolidation risks in wealth management, the first data protection prosecution under the DPA 2018, and new oversight for ESG ratings providers. Join Vicky and Rachel as they unpack key compliance themes and practical lessons for financial firms.

In this episode, Vicky Pearce and Rachel MacRae break down crucial findings from the newest FCA reviews. We spotlight gaps in client categorisation and AML frameworks, tackle changes in supervision for professional services, and discuss recent enforcement actions. Clear examples and practical tips bring regulatory challenges to life.

This episode unpacks the FCA's latest efforts to simplify capital rules, explores the path to fund tokenisation, and examines major takeaways from recent high-profile regulatory actions on data breaches and conflict of interest. We draw on real-world examples and guidance to help firms stay compliant in a rapidly evolving regulatory environment.