Fourth-Quarter 2021 Bank Earnings In Review: A Year and a Pandemic in Review

KBRA Financial Institutions Group analysts Brian Ropp, Senior Director, and John Rempe, Director, cover the key takeaways of 4Q21 financial results and dissect the impact that nonrecurring revenue sources had on bank earnings and our 2022 outlook. The seventh episode of Bank Compendium Insights highlights:

1. Revenue: Mortgage banking and PPP income’s impact on bank earnings

2. ROA: 2020 and 2021 loan provision build/releases impact on ROA

3. 2022 outlook for bank industry