This week, our 3 Things are:

1. Holiday spending. Will the wealthiest among us offset the headwinds?
2. Surging earnings. It’s more than just mega tech. 
3. Senior Loan Officer color. After Tricolor and First Brands, the Fed’s out with its latest survey. 

This week, our 3 Things are:

1. Private credit color. Two big lenders weigh in with what they are seeing.
2. Reduced uncertainty. Wait a minute! There’s plenty of uncertainty, right? 
3. Consumer belt tightening. It’s spreading. 

This week, our 3 Things are:

1. Consumer no confidence. Surveys, for what they’re worth, are headed in the wrong direction.
2. Credit course correction. Lenders everywhere are scrubbing portfolios and processes. That comes at a cost.
3. To cut or not to cut. All of a sudden, December’s in play.

This week, our 3 Things are:

1. GM blowout. What does this signal about the broader economy?
2. U.S. consumer. We’ve got useful updates on loan quality and spending strength.
3. Bubbles. The chatter is increasing. We’ve got some thoughts.

This week, our 3 Things are:

1. Cycle turn? Lots of press this week on credit deterioration. How real is it?
2. Big bank credit color. It’s an important counterpoint to our first Thing.
3. Oil’s price drop. That’s good for consumers and businesses, right? Well …

This week, our 3 Things are:

1. Credit “froth.” How real is it? 
2. Growth quality. The outlook is brighter, but is it vulnerable?
3. Q3 earnings. A solid headline growth number, but weakness underneath.

This week, our 3 Things are:

This week, our 3 Things are:

This week, our 3 Things are:

This week, our 3 Things are:

1. Economic lines of defense. There are significant countervailing forces to slowdown.

2. Q3 earnings. Still positive growth in the face of rising costs.

3. Jobs revisions. The most important jobs data point this month might be next week, not Friday’s.