BANK COMPENDIUM INSIGHTS: FOURTH-QUARTER 2022 BANK EARNINGS IN REVIEW

Bank Loan Quality and Loss Absorption Capacity Better Today Than in Early 2000s

In case you missed it, KBRA Financial Institutions Group analysts Leah Hallfors, Senior Director, John Rempe, Director, and Brian Ropp, Managing Director, discuss KBRA’s latest views of the U.S. banking industry, as well as the key takeaways of 4Q22 financial results. This edition also features a study conducted on various loan mix and quality indicators, as well as the loss absorption capacity from structural earnings, of banks as of 3Q22 relative to the period surrounding the early 2000s recession.

The eleventh episode of Bank Compendium Insights highlights:

1. Loan mix and quality in 3Q22 compared to the early 2000s

2. Loss absorption capacity via structural earnings and secondary buffers

3. Deposit betas and NIM trends

4. Environmental, Social, and Governance regulatory update