In this episode of Travillian Next, Zane Smith, Chief Banking Officer at American Bank, discusses the Banking-as-a-Service (BaaS) industry and stresses banks' need for in-house expertise. He advocates for a shift towards banks assuming responsibility for risk and compliance, rather than relying on middleware providers. Smith also addresses talent needs in the BaaS space, emphasizing strategic planning for growth. He highlights the importance of banks innovating within safety and soundness frameworks, urging a return to basics.

Travillian Host: Keith Daly, Head of Tech & Innovation

Key Takeaways