Are you making every payment on time but still feel like your balances never move? In this episode, Andy Bennett explains how a “financial GPS” can shave 10–20 years and six figures of interest off your debt payoff plan without needing a higher income.

Most of us were taught to focus on the payment, not the total cost. Andy Bennett, an educator, tech entrepreneur, and man of faith, joins Bartelle’s Money Talk to expose how much families are really paying in interest and why the bank’s 30 year plan is not designed with your best interest in mind.

Andy breaks down:

• Why families are quietly losing hundreds of thousands of dollars to interest
• The difference between the bank’s plan and a Financial GPS that updates as life happens
• How traditional methods (like the debt snowball and avalanche) help but still leave money on the table
• What the Money Max/Financial GPS system actually is (hint: it’s not a spreadsheet)
• How this tool uses factorial math and strategic transfers to pay off debt in ½ to ⅓ of the time
• Why seeing a clear debt-free date can be the hope and motivation you need to stay on track
• Who this system is best for (married couples, homeowners, families with kids and singles drowning in debt too)

You’ll also hear Andy’s own story of cutting his mortgage from 30 years down to 15 and saving over $150,000 in “bank profit” (interest) without refinancing or getting a higher paying job just using math and a smarter plan.

If you’re drowning in debt, feeling choked by payments, and wondering if there’s any way to get ahead, this conversation will give you both hope and a practical path forward.

Want to see if a Financial GPS could work for you? Visit Andy at empowerwealth.solutions and click “Get Started” to book a quick 15-minute call and see if this system is a fit for your numbers and goals.

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