Transform Social Security from a basic retirement benefit into a powerful planning tool with advanced COLA strategies and creative applications. Join host Kalem Mackey, CFP®, BPC, as he interviews Ash Ahluwalia, CFP®, MBA, NSSA®, CSSCS, Head of Social Security Planning at One Team Financial, for an in-depth discussion on maximizing your clients’ Social Security benefits. Learn about the 2.5% COLA increase for 2025, discover advanced planning strategies for high-net-worth clients, and understand how to integrate Social Security planning into your holistic financial practice. From leveraging spousal benefits to creating tax-efficient retirement income streams, this episode provides actionable insights for advisors looking to enhance their Social Security planning expertise.

Resources:

• Mastermind Collegium Appearance Referenced: Debunking Social Security Myths: How to Help Clients Maximize Their Benefits│Part 1
• Software Referenced: Social Security Solutions
• Certification Mentioned: NSSA (National Social Security Advisor
• Government Resources: Social Security Administration

Statistics:

• 2025 COLA increase: 2.5%
• 20-year average COLA: approximately 2.5%
• Previous COLA increases from 2022-present