In episode #10, Vin and Zach dive into an engaging conversation with BJ Goetz, President & CEO of Middletown Valley Bank in Maryland. BJ discusses how a hyperfocus on customers drove the bank’s evolution from a $140 million rural institution into a publicly traded $900 million “technology company that handles people’s money” in just over a decade. He chronicles his journey from teller to Chief Executive Officer, his experiences delving into the capital markets, perspectives on value creation, and why mentoring associates is one of the things that excites him the most about moving into the bank’s next decade of growth.

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