If you’re serious about changing your family’s financial story, this episode is your blueprint. Johnny & Theresa sit down with Marcus Howard—hedge fund manager and founder of Tradecology Academy—to talk practical wealth building for families and teens, the inner work behind outer success, and why real security starts with peace, not paychecks.

• Why wealth starts on the inside (abundance vs. scarcity)

• How parents can teach financial literacy even if they’ve made mistakes

• A simple path to start a side business/consulting using AI tools

• The pressure men carry—and healthier outlets that protect marriage & family

• Four pillars of holistic wealth: health, finances, relationships, and walk with God

Marcus Howard — Professional investor & hedge fund manager; founder of Tradecology Academy, teaching middle/high schoolers (and parents) personal finance & investing.
• IG/Threads/X: @marcushowardhq
• Learn more: tradecology.com

00:00 Welcome & intro
00:27 Who is Marcus Howard? From credit repair to hedge funds
03:18 Hedge fund manager—what it really means
04:45 Should money education start at home or in school?
07:09 Marcus’s backstory & early money mindset
10:32 “God led my steps” & calling
11:28 The inner game of wealth (unconscious performance limits)
16:21 External strategies: business, consulting, and using AI
19:12 Coaching families: talking money without shame
24:54 A word to men about vision, pressure, and peace at home
31:37 Three golden takeaways (peace, pillars, and practical habits)
36:39 How to reach Marcus & episode close

1. Cultivate peace daily. Practice 10–20 minutes of stillness to call up peace on command.

2. Build a tiny business. One focused hour a day can double your income over time.

3. Teach principles, not hype. Model conversations about money rooted in wisdom, not fear.

• Tradecology Academy (families & students): tradecology.com

• Marcus: @marcushowardhq on social

• Bartelle's Financial Coaching (Free consult): 830-252-0320

Disclaimer: This conversation is for educational purposes only and is not financial advice.

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