BT Money Hacks

Arguably, the world’s largest democracy’s election was a one-man show: Prime Minister Narendra Modi and his BJP. But now that that’s done and dusted, how did the economy and the markets react to the results and where are the investment opportunities?

Howie Lim speaks to Radhika Rao, senior economist & executive director, DBS Bank for more insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation:

00:59 Indian market reactions and investor sentiments

02:56 Indian coalition government and market stability

04:23 Post-election Indian stock markets analysis

07:05 Risks and opportunities in Indian markets

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

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Written and hosted by: Howie Lim ([email protected])

With Radhika Rao, senior economist & executive director, DBS Bank

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

S-Reits are supposed to be the net outperformers for 2024. But that doesn’t seem to be the case so far. Is it looking on the up and up for them for 2H 2024, though? Howie Lim finds out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:58 Analysts' perspectives on current S-Reits’ performance

03:25 Diversification in S-Reits

05:25 Benefits of S-Reits vs other Reits

07:42 Impact of upcoming trends on S-Reits

10:55 Analysts' S-Reits winners

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Written and hosted by: Howie Lim ([email protected])

With Geoff Howie, market strategist at Singapore Exchange and Lock Mun Yee, deputy head of research at CGS International

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Holiday season is upon us but if you haven’t booked or planned, have no fear. There are still some ways you can save money without breaking the bank on those peak-period-marked-up prices. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights: 

01:07 Top travel hack trend for 2024

04:48 Tips for cheaper accommodation

08:50 Tips for cheaper transportation

11:39 Free accommodation!

12:27 Utilising tech

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Send us your questions, thoughts, story ideas, and feedback to [email protected].

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Hosted by: Howie Lim ([email protected])

With Diane Chang, executive director of the Consumer Banking Group at DBS Bank; Isabel Leong, blogger of Bel Around the World; and Jaclynn Seah, blogger of The Occasional Traveller.

Edited by: Howie Lim & Lee Kim Siang

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

What makes Islamic investing different from conventional investing and can people not of the faith get in on the action? Also, what is the outlook for Islamic investing and the trends to keep an eye on? 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:03 Difference in Islamic investing

04:28 Competitive returns for everyone

06:19 Why Sukuks are the most popular investment product

07:40 Singapore as an Islamic finance hub

10:02 Trends investors should look out for

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Hosted by: Howie Lim ([email protected])

With Syed Muhammad Alsagoff, associate director, Shariah Services, CGS International Securities Singapore and Muhammad Ridhwaan Radzi, managing director, IFSG and RizqX.

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

How much do our parents' money habits shape our own financial behaviour? Turns out, quite a lot. In this episode, host Lee Kim Siang sits down with Audrey Tan, co-founder of PlayMoolah, a financial education company, to talk about how the money narratives we inherit hold us back from achieving our financial goals. Plus, we hear from Edwin Ooi, senior financial advisory specialist at MoneySmart, about the shocking results from their recent survey. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:59 What are money narratives?

03:55 How our parents influence our financial habits

07:18 Breaking the intergenerational cycle

09:49 How to teach our kids about money

Find out more:  https://www.moneysmart.sg/credit-cards/how-parents-influence-our-financial-habits-ms

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang ([email protected])

With Edwin Ooi, senior financial advisory specialist, MoneySmart; and Audrey Tan, co-founder, PlayMoolah

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Ready to dive into the exhilarating world of forex, but not sure where to start? In this episode, Lee Kim Siang speaks to Charu Chanana, head of FX strategy at Saxo to answer all your questions, from understanding currency pairs to managing risk effectively. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation:

02:40 Pros and cons of forex vs equities

04:17 Understanding leverage in forex trading

06:51 Forex trading strategies for beginners

10:57 Major currency pairs outlook

15:05 Impact of interest rates on currency value

17:10 Common forex trading mistakes

---

Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang ([email protected])

With Charu Chanana, head of FX strategy, Saxo

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

YouTube Music: bt.sg/mhyt

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Japan’s stock market has made a big comeback this year. Could the country finally be leaving the lost decades behind? Lee Kim Siang speaks to Naomi Fink, global strategist at Nikko Asset Management, to break it all down.

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

00:51 The driving forces behind Japan's economic rally

03:39 Is Japan finally overcoming deflation?

04:57 The impact of Abenomics on corporate governance

10:55 How yen weakness impacts investors

13:16 What to watch in the upcoming earnings season

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang ([email protected])

With Naomi Fink, global strategist, Nikko Asset Management

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Who will make decisions about your personal welfare or finances if you lose mental capacity? On this episode, host Lee Kim Siang talks to lawyer Stefanie Yuen Thio about the vital importance of setting up a Lasting Power of Attorney.

Highlights of the conversation: 

01:41 What is a Lasting Power of Attorney (LPA)?

02:34 Why LPA is important for everyone

07:16 How LPA fits into estate planning

10:19 LPA Disputes within the family

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang ([email protected])

With Stefanie Yuen Thio, joint managing partner, TSMP Law Corporation

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Bitcoin is having a major comeback this year. Not only have prices more than doubled, there are now funds tracking the cryptocurrency in the US stock exchanges. But some are worried this could be the beginning of another bubble.

Are we looking at another Bitcoin bubble, or is the cryptocurrency here to stay? Lee Kim Siang sits down with Coinhako’s Kelvin See for insights. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

02:37 Bitcoin’s recent surge

03:51 What are Bitcoin ETFs?

07:02 What is Bitcoin halving?

10:16 Pros and cons of investing in bitcoin

13:59 Is it a good time to invest in bitcoin?

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Now, we want to hear from you! Send us your questions, thoughts, story ideas, and feedback to [email protected]. We’ll look into it for future episodes.

---

Hosted by: Lee Kim Siang ([email protected])

With Kelvin See, head of trading, Coinhako

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Watches are one of the most popular buys for wealthy Singaporeans. If you’ve seen one up close, you can see why they’re such beloved works of art. But can they pull their weight as investments?

BT’s Lee Kim Siang sits down with Nick Lim, director of second-hand dealer Chuan Watch to get to the bottom of this. 

Synopsis: Every first, third and fifth Monday of the month, The Business Times breaks down useful financial tips.

Highlights of the conversation: 

01:37 Pros and cons of watches as investment

02:58 How to evaluate a watch

05:59 Factors that influence the price of a watch

06:35 The Covid luxury watch boom and bust

Hosted by: Lee Kim Siang ([email protected])

With Nick Lim, director, Chuan Watch

Edited by: Emily Liu & Claressa Monteiro

Produced by: Emily Liu

Engineered by: Joann Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

Follow BT Money Hacks podcasts every first, third and fifth Monday of the month:

Channel: bt.sg/btmoneyhacks

Apple Podcasts: bt.sg/oeXe 

Spotify: bt.sg/oeGN 

Google podcasts: bt.sg/oeGP 

Website: bt.sg/moneyhacks

Feedback to: [email protected]

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice. 

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt 

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at: bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.