BT Money Hacks

Green Pulse Ep 21: Making Singapore's cleaning industry more sustainable in wake of coronavirus

11:52 mins

Synopsis: Green Pulse is an environmental podcast series at The Straits Times which analyses the beat of the changing environment, from biodiversity conservation to climate change.

Tune in to this episode to find out how Malaysia's restrictions on cross-border movement to help battle Covid-19, will have an impact on the sustainability and future of cleaning services in Singapore. 

Do public cleaning companies here have the right business continuity plans, given that the existing pool of cleaners here are seniors?

Should cleaners be recognised for their front-line efforts in anti-coronavirus efforts?

In the final podcast episode based on The Straits Times' The Big Story video, ST’s environment correspondent Audrey Tan chats with a panel of experts to discuss the importance of personal and public hygiene, as Singapore continues its battle against Covid-19. Subjects covered are the drive for cleanliness amid disease, the existing state of hygiene, the need for a greater appreciation of cleaners and life beyond Covid-19.

The panel includes:

1. Mr Masagos Zulkifli, Minister for the Environment and Water Resources

2. Professor Wang Linfa, infectious diseases expert at Duke-NUS Medical School

3. Mr Edward D'Silva, chairman, Public Hygiene Council

4. Mr Tai Ji Choong, director of the Department Of Public Cleanliness, The National Environment Agency (NEA)

Produced by: Audrey Tan ([email protected]) & David Fogarty ([email protected]) & Ernest Luis

Follow Audrey Tan on Twitter

Follow David Fogarty on Twitter

Edited by: Adam Azlee

Discover more Green Pulse podcast episodes on:

Spotify: http://str.sg/oCXj

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Google podcasts: http://str.sg/oyLZ

Playlist: https://str.sg/JwRh 

Website: http://str.sg/stpodcasts

Feedback to: [email protected] 

Thank you for your support! ST and BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T

Money Hacks Ep 68: Lessons for budding women entrepreneurs in the Covid-19 era

15:22 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

This episode is aimed at budding women entrepreneurs. Do you feel the burning desire to become one? If you are a mother or a caregiver, and thinking about starting a side business, this episode is for you.

Ernest Luis hosts Joyce Tee, the group head of SME banking at DBS Bank.

She answers the following questions:

1. What are the top concerns of women entrepreneurs? (2:30)
2. Is this a good time for women "sidepreneurs" to test business ideas as more work from home during this Covid-19 period? (5:10)
3. Ms Tee offers useful tips as she recounts her life story of how she started her own side business in the early 80s at the age of 13 while she was schooling (6:15)
4. Resilience, research, understand your competitive landscape, be clear about your target audience, know what differentiates your service (9:03)
5. How women should approach business and not fall prey to gender stereotypes (10:40)

Produced by: Ernest Luis

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

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Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

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BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

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Money Hacks Ep 67: How can AI and big data help investors?

9:07 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

In this week's episode, we talk about artificial intelligence (AI) and big data and how they can help investors. Chris Lim hosts Adam Reynolds, CEO Asia-Pacific, Saxo Markets, as he answers the following:

1. What's state-of-the-art now in terms of AI and big data for investors? (0:46)

2. How accurate are the AI recommendations? (2:06)

3. A beginner's guide to using AI for investing (4:45)

4. How comfortable should investors be with trusting AI? (6:13)

Produced by: Chris Lim and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: http://bt.sg/podcasts

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Money Hacks Ep 66: Should you invest your CPF money in a turbulent market?

9:06 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

In this week's episode, we talk about CPF investments, and if you should invest them in a turbulent market. Chris Lim hosts Gregory Van, chief executive and founding partner of Endowus, the only digital investment adviser that now has a CPF investment option, as he answers the following:

1. What is the difference between traditional CPF investment schemes and digital schemes? Are there hidden fees? (1:02)

2. In a turbulent market now worsened by the coronavirus threat, should you invest your CPF funds? (4:09)

3. CPF is your long-term money. How can it perform if you take a similar long-term market view versus just leaving it in CPF? (5:14)

4. Invest wisely, strategically, not tactically. Strategic investment means a long-term approach, whereas a tactical investment means trying to beat the market with constant changes. Find out the pros and cons of such approaches (9:29)

Produced by: Chris Lim and Ernest Luis

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

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Money Hacks Ep 65: Basics of loyalty programmes

9:06 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

In this week's episode, we talk about loyalty programmes, what they are and how they can work for the investor. Chris Lim hosts Adam Reynolds, CEO Asia Pacific, Saxo Markets, as he answers the following:

1. Should investors even care about loyalty programmes? (1:09)

2. How common are loyalty programmes in the online brokerage industry? (1:56)

3. Does Saxo expect other brokerages to launch competing loyalty programmes? (6:07)

4. Don't just trade for the sake of racking points up (7:03)

Produced by: Chris Lim and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

Follow our shows then, if you like short, practical podcasts!

See omnystudio.com/listener for privacy information.

Money Hacks Ep 64: Demystifying managed portfolios

9:42 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

In this week's episode, we take a look at managed portfolios: what exactly are they and how are they managed? Chris Lim hosts Christophe Marciano, head of discretionary portfolio management, DBS Bank, as he answers the following:

1. What is a managed portfolio? (0:25)

2. What is the process like? (3:12)

3. What are the pros and cons of DBS Bank's global and Asian digi portfolio products? (4:27)

4. Which ETFs (exchange-traded funds) are available in these portfolios? (6:41)

Produced by: Chris Lim and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

Follow our shows then, if you like short, practical podcasts!

See omnystudio.com/listener for privacy information.

Money Hacks Ep 63: What are vehicle protection services?

15:13 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

How different are vehicle protection services from car insurance? Ernest hosts Manfred Schmoelz, president of the Asia-Pacific region for Assurant, as he answers the following:  

1. What should consumers look out for, when buying a new car? (4:00)

2. What about some Singapore car owners who only intend to keep their cars for 3 to 5 years? Do they need to consider different approaches when choosing a vehicle protection service? (6:02)

3. The changing profile of the Asian consumer. (9:10)

4. How AI adoption - combined with human supervision and compassion -  helps make claims and turnarounds faster and more efficient, and reduce fraudulent cases. (10:22)

Produced by: Ernest Luis and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

Follow our shows then, if you like short, practical podcasts!

See omnystudio.com/listener for privacy information.

Money Hacks Ep 62: What is a robo-advisory?

10:15 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

Robo-advisers are becoming more common in Singapore, but just what is a robo-advisory and how is it different from traditional investing methods?

Chris Lim hosts Evy Wee, head of financial planning & personal investing at DBS, who explains the basics:

1. What is a robo-advisory? (0:24)

2. Are robo-advisers easier for people who are starting their investing journey? (1:16)

3. What kind of fees are involved? (4:20)

4. Equities vs ETF portfolios: what are the basic considerations? (7:57)

Produced by: Chris Lim and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGP

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

See omnystudio.com/listener for privacy information.

Money Hacks Ep 61: Getting the most out of cashback/rewards cards

10:03 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

Most Singaporeans have either a cashback or rewards points credit card, some even have both; but are we getting the most out of them?

We speak with Mark Cheng, media sales lead at financial comparison site MoneySmart.sg, who shares his insights with us:

1. What are some of the basic things you need to consider? (0:31)

2. Things to take note of when redeeming air miles/points (5:07)

3. What if my spending is not consistent enough to maximise the benefits? (6:19)

Produced by: Chris Lim and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGd

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

Follow our shows then, if you like short, practical podcasts!

See omnystudio.com/listener for privacy information.

Money Hacks Ep 60: Maximising air miles and credit cards

9:04 min

Synopsis: In this fortnightly podcast series on Mondays, The Business Times breaks down actionable financial tips.

Singaporeans love to get out of the country at every opportunity and this episode focuses on understanding credit cards and air miles better. We speak with Mark Cheng,  media sales lead at financial comparison site MoneySmart.sg

He breaks down the various options:

1. Which card is better, those that accrue miles or points? (1:17)

2. What misconceptions are there? (2:00)

3. What to consider before redeeming your air miles (4:08)

4. How do you maximise your air miles? (5:06)

Produced by: Chris Lim and Lee Kim Siang

Edited by: Adam Azlee

Discover Money Hacks Podcast fortnightly on Mondays and rate us on:

Channel: http://bt.sg/btmoneyhacks

Apple Podcasts: http://bt.sg/oeXe

Spotify: http://bt.sg/oeGN

Google podcasts: http://bt.sg/oeGd

Website: http://bt.sg/moneyhacks

Feedback to: [email protected]

Do note: Any financial or investment information in this podcast is for use in Singapore only and is intended to be for your general information. Any particular investment or decision should only be made after consulting with a fully qualified financial adviser.

Thank you for your support! ST & BT Podcasts picked up a silver medal for Best Digital Project to engage younger and/or millennial audiences at 2019 Asian Digital Media Awards by Wan-Ifra: https://str.sg/Jw5T 

Watch a video of Podcasts on the rise in Singapore: https://youtu.be/aGJ4cbch6eQ

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Discover more BT podcast series:

BT Mark To Market Podcast on: http://bt.sg/btmark2mkt

WealthBT Podcast on: http://bt.sg/btwealthbt

BT Podcasts on: https://bt.sg/btmoneyhacks

Follow our shows then, if you like short, practical podcasts!

See omnystudio.com/listener for privacy information.