What is Material Fact? In this episode, Michelle explains what Material Fact is, and why you should think about this before buying a property.

Here’s what you’ll learn from today’s episode:

- Do I need to care about Material Fact?

- What are some examples that I should know about?

- How cultural and religious beliefs can create certain requirements

- Why it’s important to do your own research as well

- What does the vendor need to disclose before purchase?

Interest rate rises - the topic on everyone's lips. In this episode, Michelle chats about the RBA rate rise, and what this means for the market.

Here’s what you’ll learn from today’s episode:

— Why it’s important to do your own due diligence

— How will the increase in the RBA cash rate affect your mortgage

— Will you be able to grab a bargain?

— What to look out for in a buyers market

— Should you wait to try and buy a property?

Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process.

Here’s what you’ll learn from today’s episode:

- Why having a broker can help navigate the pre approval process

- Should you stick with your bank when looking for finance?

- Banks and their lending options

- Which lender is right for your circumstances

- Credit Scores, and what it means for your lending

Banks vs. Brokers. In this episode, Michelle chats with mortgage broker Micahel Chiel from Stonehouse Group who shares his tips for dealing with banks during the buying process.

Here’s what you’ll learn from today’s episode:

- Why having a broker can help navigate the pre approval process

- Should you stick with your bank when looking for finance?

- Banks and their lending options

- Which lender is right for your circumstances

- Credit Scores, and what it means for your lending

If you are thinking of buying, it’s important to prepare before getting a mortgage. In this episode, Michelle chats with mortgage broker Michael Chiel from Stonehouse Group who shares his top 5 things to do before speaking with a broker.

Here’s what you’ll learn from today’s episode:

- Why planning on what you’re wanting to buy is an important step

- How to do research on the property market

- Understanding your deposit

- Get to know your spending habits and budget 

- How being honest with your broker can work in your favour

If you are thinking of buying something off the plan or a newly constructed property, Michelle explains some risks involved and what to look out for - so you can make informed decisions.

Here’s what you’ll learn from today’s episode:

— How developers are making money off new builds

— Council and building certifications and how that affects you

— Building delays and the consequences involved

— Investor versus owner occupied properties

— The top things to think about before buying off the plan

It’s the burning question on every buyer's lips - Should I wait to buy in case prices drop?

Michelle explains the impacts of waiting for a bargain, and why buying now could be a better idea.

Here’s what you’ll learn from today’s episode:

— Is waiting for the market to drop a good idea?

— How waiting can end up costing you more money.

— Interest rate rises vs. lower property prices.

— Bargains, do they really exist?

— What are micro-markets, and what do I need to be aware of?

You are ready to choose a buyer’s agent but are confused by who you should pick? Michelle explains exactly what to look for in a buyer’s agent so that you will have the best buying experience possible.

Here’s what you’ll learn from today’s episode:

— Checking a buyer’s agent’s reputability

— What kind of experience a buyer’s agent should have

— Seeing past the marketing of a buyer’s agent

— What a good buyer’s agent can do for you

— Questions to ask a buyer’s agent before you sign the dotted line

Have you ever been confused by how a Buyers Agent charges for their services? In this episode Michelle breaks down the 3 different ways that Buyers Agents will price themselves to the buyer.

Here’s what you’ll learn from today’s episode:

— Percentage-based pricing

— Tiered-based pricing

— Fixed fee pricing

— Buyers Agents’ motivations behind their chosen pricing model

Looking ahead to 2022, Michelle dives into the emerging trends in the property market, and gives some insight into how to stay up to date with these trends.

Here’s what you’ll learn from today’s episode:

- Which trends are emerging in the property market

- Areas to look out for in Sydney

- Which types of properties to keep an eye out for

- Which demographics will cause the biggest shift in property prices