Nearly half of working-age people are saving nothing for retirement — so what’s gone wrong, and what changes are coming? We sat down with Pensions Minister Torsten Bell at the Pensions UK conference in Manchester to unpack the government’s plan.

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00:00 - We’ve got to finish the job

05:17 - 45% of people aren’t saving for retirement

08:20 - We can’t get complacent

10:53 - TaxZap ad

11:52 - Big changes are coming

16:36 - Does the pensions industry have a problem?

21:09 - Should your pension be invested in the UK?

24:29 - Vanta ad

25:39 - What age will you get a state pension?

30:47 - Is the triple lock putting future retirements at risk?

33:42 - What will happen over the next 5 years?

35:08 - What we thought about the Pensions Minister