Welcome to Self-Funded with Spencer, a podcast that explores how employers can most effectively manage their health plan costs by "Self-Funding" their insurance.

In this episode, Spencer talks to Kari L. Niblack, Esq. from Blackwell Captive Solutions, a risk attorney with 30+ years of experience in the business.

Kari shares how her law career prepared her for sales, and her experience with the obstacles faced by women in the benefits industry, especially those seeking leadership positions. 

Personally, Kari comes from a racing family, with her aunt Roxi was a racecar driver back in the 1980s, long before Danica Patrick became a household name.  Kari got to see her start with "quarter midgets", and then before graduating high school, leave for Europe to pursue a professional racing career.

Kari herself is an avid backgammon player, learning from Roxi after she brought a board back from Europe.  She is actually highly ranked in the world as a backgammon player, and plays nearly every day online with players all across the world!

Kari also talks about the concept of “captives”, and how companies of all sizes can benefit from them.  She also discusses with Spencer why they are becoming increasingly popular. 

Finally, Kari touches on the importance of giving back and helping those who have helped you. 

Self-Funded with Spencer offers an engaging and informative look into the world of health benefits, risk management, and self-funding.

Tune in now and take away valuable advice and experience from our guest Kari L. Niblack, esq., president of Blackwell Captive Solutions!

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