Cato Events Podcast

To fix the ivory tower, we need to know something about how it was constructed, why, and its record of performance. Indeed, we need to ask if it has ever worked as well as we would like.

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12:30 – 2:00PM

Luncheon Address — None of My Business: P. J. Explains Money, Banking, Debt, Equity, Assets, Liabilities, and Why He’s Not Rich and Neither Are You

P. J. O’Rourke, H. L. Mencken Research Fellow, Cato Institute

For Cato Institute Policy Perspectives 2019

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10:15 – 10:45AM Registration 10:45 – 11:00AM

Welcoming Remarks

Peter Goettler, President and CEO, Cato Institute

11:00 – 11:40AM

Keynote Address — American Life in Columns

Michael Smerconish, Radio and Television Host, Newspaper Columnist, and Best-Selling Author

11:40AM – 12:10PM

The Inclusive Economy: How to Bring Wealth to America’s Poor

Michael Tanner, Senior Fellow, Cato Institute

For Cato Institute Policy Perspectives 2019

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In today’s highly regulated financial system, launching new products and financial services businesses can be extremely challenging. To facilitate innovation and entry, some jurisdictions have created regulatory sandboxes — supervised halfway houses in which firms can test new products without being subject to the full burden of compliance with existing rules.The Consumer Financial Protection Bureau (CFPB) recently announced such a program for U.S. consumer finance firms. The sandbox promises to increase innovation and lower costs for financial services used particularly by lower-income Americans. Yet there are concerns, on one hand, that sandboxes reduce consumer protection and, on the other hand, that they do not go far enough in addressing the challenge of excessive regulation.

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