Health Savings Accounts were a legislative stowaway that have since become one of the most promising avenues for reforming American health care. Michael Cannon explains how they work.

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In the wake of September 11th, 2001, it's important to note what changed with respect to federal power. The Patriot Act delivered a massive increase in federal police authority. Christopher J. Coyne comments.

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Are heavy handed tactics with respect to vaccines helpful to people not sure if they want to get a jab? Cato's Jeff Singer discusses the new polling.

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China's prohibition on crypto transactions shouldn't tell U.S. regulators to follow suit. George Selgin discusses U.S. regulators' concerns over stablecoins.

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The Biden Administration wants to give indebted students a bailout, but aren't the bailouts already underway? Mike Riggs of Reason discusses the Bush-era law that holds big implications for student debt.

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What's the case for think tanks training candidates to challenge incumbents? Matt Paprocki of the Illinois Policy Institute makes the argument.

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Mustafa Akyol's new book is Why, As A Muslim, I Defend Liberty, available at Libertarianism.org.

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Mustafa Akyol's new book is Why, As A Muslim, I Defend Liberty, available at Libertarianism.org.

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The fights over housing in California and other states with high housing costs will spill over into other states with similar policies. The fights will continue for years to come. Timothy Lee of Full Stack Economics comments.

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The problems faced by Illinois today will be faced by many other states down the road, and it threatens to bring states close to bankruptcy. Adam Schuster of the Illinois Policy Institute says pension reform needs to come sooner than later.

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