Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

New tax declaration 

Revision of assessment by assessor’s office

Lot plan may not be a proof of ownership

Sketch plan may not be a proof of ownership

Vicinity map may not be a proof of ownership

Legal forms Philippines vary

partition of inherited estates

legitime rights in succession

heirship and probate processes

intestate versus testate succession

Quitclaim processing

Tax declaration issuance

Legal map preparation

Legal representation Philippines

Check bouncing case

Contract breach resolution

Small claims court

Legal retainer arrangement

Legal complaint filing

Court summons handling

Affidavit preparation

Legal defense

Land possession

Marriage nullity

Separation

Retainer agreement vary and is on a case to case basis

File a complaint or threaten to file a complaint are different

Counter affidavit must be notarized

Provisional liberty is temporary freedom

Title cancellation must be done in court unless party amicably settle

Deed of sale annulment can be done in court or extrajudicially

Tax declaration cancellation can be done in court or extrajudicially

Cadastral survey and lot claimants are important

Land occupation and ejectment 

Writ of execution by court sheriff

Writ of demolition by court sheriff

Timberland ownership is not possible

Timberland is beyond the commerce of man

Contributors may come from any place like:

 Bogo City, Cebu: Anonang Norte, Anonang Sur, Banban, Binabag, Bungtod, Cayang, Cogon, Dakit, Gairan, Guadalupe, La Paz, La Purisima Concepcion, Libertad, Lourdes, Malingin, Marangog, Nailon, Odlot, Pandan, Polambato, Poblacion, Sambag, Santo Niño, Siocon, Sudlonon, Taytayan

Boljoon, Cebu: Baclayan, Balakawan, El Pardo, Arbor, Granada, Lower Becerril, Lunop, Nangka, Poblacion, San Antonio, San Miguel, Talisay, Upper Becerril

Carcar City, Cebu: Bolinawan, Buenavista, Calidngan, Can-asujan, Guadalupe, Liburon, Napo, Ocana, Perrelos, Poblacion I, Poblacion II, Poblacion III, Tuyom, Valencia, Valladolid

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

Hologrpahic will

Alienable and disposable

A and D certificate

A and D certification

A & D certificate

Notary public disqualifications

Notarial rules

Succession

Intestate succession

Testate succession

Notarization rules

Personal appearance before the notary public

Donations during the marriage by one of the spouses to persons of whom the other spouse is a presumptive heir at the time of the donation are voidable, at the instance of the donor's heirs after his death. It is not void. It is voidable.

All property brought by the wife to the marriage

A & D certification

Easement law and rules

Compel to give right of way

Used as road for a very long time

Heir must be willing to travel anywhere in the philippines to gather signatures of co-heirs

Heir must be willing to travel anywhere abroad to gather signatures of co-heirs

Used as access road for a very long time

Used as walkway for a very long time

Suddenly closed the road

Road closure

No more exit

No more point of entry

Landlocked

Land locked

No adjacent road

Requirements to compel right of way

Servient estate

Dominant estate

Contributors may come from any place like:

 Badian, Cebu: Alawijao, Balhaan, Basak, Basiao, Bugas, Calangcang, Candiis, Ginablan, Lambug, Malhiao, Manduyong, Matutinao, Patong, Poblacion, Sanlagan, Santicon, Sima, Sohoton, Talayong, Tigbao, Tubod, Zaragoza

Balamban, Cebu: Abucayan, Aliwanay, Arpili, Buanoy, Cabagdalan, Cantuod, Cansomoroy, Duangan, Gaas, Ginatilan, Hingatmonan, Lamesa, Liki, Luca, Lumboy, Matun-og, Poblacion, Pondol, Prenza, Sunog, Vito

Bantayan, Cebu: Atop-atop, Baigad, Balidbid, Bantigue, Baod, Botigues, Kabac, Kabangbang, Kampingganon, Doong, Hilotongan, Lipayran, Luyongbaybay, Mojon, Obo-ob, Patao, Putian, Sillon, Suba, Sulangan, Tamiao, Ticad, Tindog

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

donor's liability for eviction

reservation of rights by donor

donation of ownership and usufruct

valid reversion conditions

donation imposing debt obligations

fraud of creditors and donation

revocation for birth or adoption of children

property return upon donation revocation

prescription period for revocation action

noncompliance with donation conditions

revocation for donee's ingratitude

effect of alienations on revocation

recovery of property value

return of fruits upon revocation

action prescription for ingratitude

inofficious donations and reduction

right to ask for donation reduction

priority among multiple donations

protection of donor's and donee's rights
conditions for revoking donations
legal framework for donation revocation
implications of donation on inheritance
legal remedies for fraudulent donations
inheritance rights and donation impact
donation conditions and legal compliance
legal obligations in donation agreements
safeguarding donor's intentions
impact of donations on creditors
legal recourse for aggrieved parties
donation disputes and resolution
protection against inofficious donations
donation validity and legal procedures
donation reduction and legitime rights
priority rules in multiple donations

donation revocation due to ingratitude

legal grounds for donation challenges

inheritance and donation conflicts

rules for donation revocation

legal effects of donation conditions

impact of donation on family rights

donation and property law compliance

legal strategies for donation disputes

donation impact on estate planning

rights of heirs in donation cases

Contributors may come from any place like:

 Daanbantayan, Cebu: Agujo, Bakhawan, Bateria, Bagay, Calape, Carnaza, Dalingding, Lanao, Logon, Malbago, Malingin, Maya, Pajo, Paypay, Poblacion, Talisay, Tapilon

Dalaguete, Cebu: Ablayan, Babayongan, Balud, Banhigan, Caliongan, Casay, Coro, Cawayan, Dugyan, Dumalan, Jolomaynon, Langkas, Lanao, Manlapay, Malones, Mantalongon, Poblacion, Sacsac, Salug, Sandayong, Sibonga, Tabon, Tapon

Dumanjug, Cebu: Bitoon, Bullogan, Bulak, Calaboon, Cawayan, Ilaya, Kabalaasnan, Kang-actol, Kanguha, Lamak, Liong, Mantalongon, Masa, Matalao, Paculob, Poblacion, Sima, Tapon, Tubod

Ginatilan, Cebu: Anao, Cambagte, Cambalid, Cambonong, Cañorong, Guiwanon, Looc, Mangaco, Palanas, Poblacion, San Roque, Santa Cruz

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

Rights of the Usufructuary

Natural, Industrial, Civil Fruits

Lease and Proportionate Share

Civil Fruits as Daily Accrual

Accession and Servitudes Benefits

Personal Enjoyment or Alienation

Deterioration of Things in Usufruct

Use of Consumable Things

Replacement of Dead Trees

Woodland Usufruct Rights

Action to Recover Property

Improvements and Expenses

Owner's Rights and Usufruct

Administration of Common Usufruct

Inventory and Security Obligation

Exemption from Security

Administration by Owner

Use of Necessary Furniture

Proceeds and Benefits Right

Responsibility as Good Father

Alienation of Usufruct Right

Livestock Replacement Obligation

Ordinary and Extraordinary Repairs

Payment of Taxes and Charges

Matured Credits and Security

Mortgaged Immovable Usufruct

Notification of Third-Party Acts

Expenses in Legal Suits

Extinguishment of Usufruct

Death or Expiration of Period

Merger with Ownership

Renunciation or Total Loss

Expropriation for Public Use

Insurance and Indemnity

Contributors may come from any place like:

Tudela, Cebu: Buenavista, Calmante, Daan Paz, General, McArthur, Northern Poblacion, Puertobello, San Isidro, Santander, Secante Bag-o, Secante Daan, Southern Poblacion, Villahermosa

Cebu City, Lapu-Lapu City, Mandaue City, Talisay City, Toledo City, Naga City, Carcar City, Danao City, Bogo City.

SIARGAO

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

rights of parents in childless succession
inheritance division among ascendants
succession rights of illegitimate children
inheritance distribution with illegitimate heirs
succession hierarchy with illegitimate children
inheritance limitations for illegitimate descendants
succession rights of illegitimate child's parents
surviving spouse's inheritance entitlements
legal implications of spouse succession
inheritance division with spouse and legitimate heirs
succession arrangements with illegitimate children
inheritance impact of legal separation
succession rights of collateral relatives
inheritance order for full and half blood siblings
rules for per capita and per stirpes division
inheritance limitations for collateral relatives
procedures for state succession
state's role in inheritance distribution
benefit of estate for public institutions
legal claims on estate transferred to state
inheritance division among public beneficiaries
trust establishment for estate income
legal procedures for reclaiming state-assigned estate

inheritance hierarchy in intestate succession

legal standards for ascendant inheritance

rights of surviving parents in intestate estates

division of estate among equal-degree ascendants

succession rights for illegitimate children and parents

impact of legitimacy on inheritance distribution

surviving spouse's share in estate

legal consequences of surviving spouse inheritance

inheritance with mixed legitimate and illegitimate heirs

effects of legal separation on inheritance rights

Contributors may come from any place like:

 Sogod, Cebu: Ampongol, Bagatayam

Tabogon, Cebu: Adela, Caduawan, Camoboan, Canaocanao, Kanluangan, Libjo, Lo-oc, Mabuli, Manlagtang, Maslog, Muabog, Pio, Poblacion, Sambag, San Isidro, Santa Rosa, Sogod, Somosa, Sua, Tapul

Tabuelan, Cebu: Bongon, Butong, Campino, Dalid, Kanlim-ao, Kantubaon, Liboron, Mabunao, Maravilla, Olivo, Poblacion, Tabunok

Tuburan, Cebu: Alegria, Amatugan, Bagasawe, Bagatayam, Bakyawan, Barangay 1 (Poblacion), Barangay 2 (Poblacion), Barangay 3 (Poblacion), Barangay 4 (Poblacion), Bulwang, Cabangahan, Caduawan, Camp 8, Camp 4, Cantubaon, Caridad, Carmelo, Daan Lungsod, Fortaliza, Gaang, Kabangkalan, Kabkaban, Kalangahan, Kamansi, Kanluhangon, Kanumay, Kansi, Kawasan, Languyon, Lantawan, Mag-atubang, Makalibo, Molobolo, Putat, San Juan, Santo Niño, Siotes, Sumon, Talamban, Tambuan, Tigbawan, Tomonoy, Tominjao, Upper Manggas

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

impact of heirship errors on estate distribution

procedures for heirship correction and validation

legal protection of designated heirs

analysis of heirship conditions

fulfillment of heirship obligations

legal implications of heirship conditions

administration of estates with conditional heirship

procedures for heirship correction

legitime definition and compulsory heirs

rights of legitimate children and descendants

rights of legitimate parents and ascendants

surviving spouse's rights to legitime

acknowledged natural and illegitimate children's rights

division of legitime among heirs

protection of compulsory heirs' rights

distribution of hereditary estate

calculation of legitime

effects of preterition on inheritance

reduction of excessive testamentary dispositions

donations and their impact on legitime

compulsory heirs' right to claim legitime

legal framework for legitime distribution

procedures for legitime reduction

Contributors may come from any place like:

 Santa Fe, Cebu: Balidbid, Balintawak, Hagdan, Hilantagaan, Kinatarkan, Langub, Maricaban, Okoy, Poblacion, Pooc, Talisay

Santander, Cebu: Bunlan, Cabutongan, Canlumacad, Candamiang, Liloan, Lip-tong, Looc, Pasil, Poblacion, Talisay

Sibonga, Cebu: Abugon, Bae, Bagacay, Bahay, Banlot, Basak, Bascon, Can-aga, Candaguit, Candulawan, Dapdap, Japitan, Lamacan, Lindogon, Manatad, Magcagong, Manatad, Papan, Poblacion, Sabang, Simala, Tindog

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

Land conversion
Real estate conversion
Agricultural to residential conversion
Industrial lot development
Unlawful detainer legal
Lease enforcement
Rent dispute
Title recovery

Easement and access rights

Land deed and title correction

Tax assessment and property declaration

Boundary conflict and resolution

Record amendment

Child guardianship and custody

Family and marital law

Online defamation and libel

Property deed annulment

Land registration process

Occupancy and property rights

Zoning and land classification

Right of way negotiation

Trespassing and legal enforcement

Criminal defense and litigation

Fencing and property boundary

Real estate financing and loan

Mortgage application and approval

Expropriation and land acquisition

Development and zoning law

Property annotation and claim

Tenant and landlord legal

Contributors may come from any place like:

 San Francisco, Cebu: Cabangahan, Consuelo, Esperanza, Himensulan, Northern Poblacion, San Isidro, San Jose, Santa Cruz, Santiago, Sonog, Southern Poblacion, Union

San Remigio, Cebu: Anapog, Argawanon, Bagtic, Basak, Batad, Busay, Calambua, Can-agong, Cantubaon, Dapdap, Gawaygaway, Hagnaya, Lambusan, Lawis, Libaong, Looc, Luyang, Maño, Poblacion, Punta, Sab-a, Tambongon, Tanca, Victoria

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

Private road access

Builder in good faith

Builder in bad faith

Trespassing and destruction of property must be avoided

Indirect contempt and docket fees

Foreclosure of mortgage

Chattel mortgage 

Chattel mortgage annotation

Chattel mortgage cancellation

Real estate mortgage

Real estate mortgage annotation

Real estate mortgage cancellation

Real estate loan and mortgage

Letter of guaranty has expiry/

Loan and mortgage annotation

Loan amortization 

Just compensation in expropriation

DPWH expropriation

NGCP expropriation

Adverse claim annotation

Affidavit of adverse claim

Land title and land deeds rules and annotations

File a case in court in good faith and with clean hands

Unclean hands is not good

Siargao properties 

Siargao broker

Guimaras surveyor and broker 

Guimaras properties increase in value

Real estate problem solver qualities of investors

Retain legal counsel and termination

Contributors may come from any place like:

 Samboan, Cebu: Basak, Bonbon, Bulangsuran, Calatagan, Cambigong, Canorong, Colase, Dalahican, Jumangpas, Monteverde, Poblacion, San Sebastian, Suba, Tangbo

San Fernando, Cebu: Balud, Balungag, Basak, Bugho, Cabatbatan, Greenhills, Ilaya, Lantawan, Liburon, Magsico, North Poblacion, Panadtaran, Sangat, South Poblacion, Tabionan, Tananas, Tonggo, Tubod

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

Proving foreign law in philippine court

Doctrine of processual presumption

Presumption of innocence

Presumption of death

Presumed dead

No presumption of guilt

Guilt beyond reasonable doubt

Preponderance of evidence

Estate administrator and executor duties and obligations

Succession, inheritance, partition proceedings and problems

Recovery of possession and its technicalities

Recovery of ownership and its prescription

Effect of possession on recover of possession

Effect of possession on recover of ownership

imprescriptible

Will not prescribe

Will not expire

Actions for recovery will prescribe usually

Actions to nullify and its rules

Actions to cancel and its rules

Property regime

Donations by reason of marriage

Donation propter nuptias

Annulment and declaration of nullity of marriage

Property regime among spouses

Pre-trial in civil cases involving land dispute

Land Title and Deeds Rules and Laws

Transfer Certificate of Title fine prints

Original Certificate of Title fine prints

Tax Declaration Certificate fine prints

Judicial titling requirements and timetable

Ejectment and eviction requirements

Land survey requirements

Land surveyor duties to the client

Real estate broker qualifications and disqualifications

Notary public prohibitions

Notary public disqualifications

Notarial rules

Contributors may come from any place like:

 Poro, Cebu: Adela, Altavista, Cagcagan, Cansabusab, Daan Paz, Esperanza, Libertad, Mabini, Mercedes, Moabog, Poblacion, Rizal, San Jose, Santa Rita, Teguis, Western Poblacion

Ronda, Cebu: Butong, Can-abuhon, Canduling, Cansalonoy, Cansayahon, Ilaya, Langin, Libo, Malalay, Palanas, Poblacion, Santa Cruz, Tupas

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.

Jan Edmond Ruz. 

ATTORNEY-AT-LAW  /  LAWYER

GEODETIC ENGINEER / LAND SURVEYOR

REAL ESTATE BROKER

Email: [email protected]

Viber/WhatsApp/Globe Cell # 0917.678.4457     +63.917.678.4457

I am your host for this PHILIPPINE REAL ESTATE LAW co-learning channel.

Send links of 2025 real estate law updates to my email, Viber, or WhatsApp. 

Please support my advocacy by sharing GOV.PH links on landmark cases and latest laws, rules, circulars, IRRs, and issuances involving real estate transactions and cases, especially on the following topics: 

SETTLEMENT OF ESTATE

PARTITION

CO-OWNERS

CO-OWNERSHIP

PROBATE

LAST WILL AND TESTAMENT

EXECUTOR OF ESTATE

ADMINISTRATOR OF ESTATE

EASEMENT

LAND TITLE

BOUNDARY DISPUTE

CORRECTION OF ENTRY

RELOCATION SURVEY

VERIFICATION SURVEY

SUBDIVISION SURVEY

Donations by reason of marriage are those which are made before its celebration, in consideration of the same and in favor of one or both of the future spouses.

These donations by reason of marriage are governed by the rules on ordinary donations. 

Minors may make and receive donations in their ante-nuptial contract.

Express acceptance is not necessary for the validity of these donations.

The future spouses may give each other in their marriage settlements as much as one-fifth of their present property, and with respect to their future property, only in the event of death, to the extent laid down by the provisions of this Code referring to testamentary succession.

The donor by reason of marriage shall release the property donated from mortgages and all other encumbrances upon the same, with the exception of easements, unless in the marriage settlements or in the contracts the contrary has been stipulated. 

Contributors may come from any place like:

 Moalboal, Cebu: Agbalanga, Bala, Balabagon, Basdiot, Batadbatad, Bugho, Busay, Lanao, Poblacion East, Poblacion West, Saavedra, Tomonoy, Tuble

Oslob, Cebu: Alo, Balagbag, Bangcogon, Bato, Bonbon, Calumpang, Canangca-an, Canlumacad, Cansaloay, Cansayahon, Casay, Lagunde, Looc, Mainit, Nueva Caceres, Poblacion, Pungtod, Tan-awan, Tumalog, Tumpa

Pinamungajan, Cebu: Anislag, Binabag, Buhingtubig, Butong, Busay, Cabiangon, Camugao, Duangan, Lamac, Lut-od, Opao, Pandacan, Poblacion, Punod, Rizal, Sacsac, Sambagon, Sibago, Tajao, Tangub, Tupas

It does not matter where you are. Share a link on 2025 updates on real estate law. Lawyers and non-lawyers may contribute. There are no boundaries in a legitimate co-learning journey.