It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast

This week the theme was:Change Your Bad Money Habits With 5 Simple Tweaks

In case you missed any episodes, here’s what we discussed this week…

• Understanding Habits 

• Identify Your Bad Money Habits

• Pick One Habit At A Time

• Make Bad Habits Harder

• Make Good Habits Easier

The most important takeaway from this week is…

Tomorrow, I’m starting a brand new theme: Crafting Your Retirement Budget

One of the most challenging things to figure out prior to retirement is how much you’ll actually spend in retirement. Only about ⅓ of us have a household budget, but if you retire without a good understanding of what you’ll be spending each month, you could be setting yourself up for disaster by spending down your assets too quickly, or huge disappointment by not being able to live the lifestyle you hoped for in retirement, because you simply don’t have the income and assets to do what you envisioned. 

So next week, I’ll talk about everything from how to plan for the basics and the one time expenses that you might not have thought about, as well as how to incorporate health care spending, and some rules of thumb that can serve as a good starting place to those of you who might be allergic to budgeting and will struggle to get around to actually doing it. 

Thank you so much for listening this week! If you’re enjoying the podcast, chances are someone else you know who is getting close to retirement could also benefit from checking it out, so please share the show with a friend, a neighbor, your sister, or your boss. Just go to your favorite podcasting app, hit the share icon, then text or email the show link to someone you know who is eyeing retirement. 

Thanks for sharing the love and spreading the word. I hope you have a blessed Sunday. My name is Ashley Micciche, this is the Retirement Quick Tips Podcast.

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Tags: retirement, investing, money, finance, financial planning, retirement planning, saving money, personal finance