Many community banks serve in low-to-moderate income areas and on September 9, Citi announced their new "HomeRun" program targeting mortgages in these areas. They don't pull any punches about coming after lenders in those areas as well as realtors and other community leaders that you, hopefully, work with. The traditional argument that these mortgages, too, are too risky also doesn't have to be that way and we'll take a look at why this really isn't the risky move it appears to be.

Here's the article from CNBC: https://www.cnbc.com/2022/09/09/citi-expands-program-to-increase-homeownership-in-diverse-communities.html

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