The Canadian Real Estate Investor

CMHC Changes & Financing For $2M–$10M Projects


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Josh Findlay of BLD Financial serves mid-sized real estate developers executing projects  in the $2M-$10M range in Canada. We discuss CMHC policy impacts, the MLI program's focus on energy efficiency and affordability, and emphasizes the need for sophisticated investment strategies and expert support.

  • The $2M to $10M market is underserved by traditional banks, creating a significant opportunity in this "missing middle" segment⁠
  • ⁠​CMHC policies are constantly changing and impact financing options, requiring ongoing attention to policy updates
  • ⁠​Risk management is crucial when dealing with high-leverage projects, emphasizing the importance of careful financial planning⁠⁠

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