Let me share a little theory I have about optimism, and why progress is so easy to underestimate.I’ll explain it in four parts.

Compounding Optimism

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The most productive work you can do often looks like the laziest -- but it can be hard to accept that because of how the workplace has changed over the last 100 years.

Lazy Work, Good Work

Every great idea can be taken too far. Take the notion that investors should ignore the short run.It's important to recognize that the long run is just a collection of short runs, and capturing long-term growth means managing the short run effectively enough to ensure you can stick around for a long time.

The Long Run Is Just A Collection of Short Runs

I wrote letters to both of my kids the day before they were born. Here's what I wanted them to know about money. And even if you don't have, or want, kids, I think you'll find this helpful.

The Best Financial Advice I Know (What I Want My Kids To Learn)

Hacks are hard because shortcuts rarely exist. Prizes take time and effort.The personal finance industry – filled with advice that sounds and feels good without moving the needle – needs to recognize this.These aren’t fun hacks, but no one said this was easy.

Realistic Personal Finance Hacks

Luck plays such a big role in the world. But few people want to talk about it. If I say you got lucky, I look jealous. If I tell myself that I got lucky, I feel diminished.Maybe a better way to frame luck is by asking: what isn’t repeatable?And maybe better yet: The way to get luckier is to find what’s repeatable.

Compounding Optimism

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