South Africans facing debt challenges are being cautioned about scammers impersonating legitimate debt counsellors. The National Credit Regulator says more than half of the country's 27 million credit active consumers have impaired credit records, making them vulnerable to fraud. Debt Busters Executive, Head Benay Sager says consumers should be cautions of unsolicited calls claiming to represent the NCR. Bongiwe Zwane spoke to Debt Busters Executive, Head Benay Sager