Dzenan Berberovic is the Chief Philanthropy Officer at Avera Health, an integrated health system located in Sioux Falls, South Dakota, and the surrounding areas. As a health ministry rooted in the Gospel, Avera’s mission is to positively impact the lives and health of persons and communities by providing quality services guided by Christian values.

Prior to his time with Avera Health, Dzenan was the Executive Director of Principal Giving for the University of South Dakota Foundation and the Chapter Consultant for the Pi Kappa Alpha International Fraternity. Dzenan held various roles at the University of South Dakota, where he received his bachelor’s degree and then earned his MA in philanthropy and development from Saint Mary’s University of Minnesota.

In this episode…

How can you communicate to donors in a way that emulates the challenges constituents face? What challenges did philanthropic teams encounter during the pandemic? 

When the pandemic hit, philanthropic organizations needed to pivot and position themselves to continue their work. Dzenan Berberovic’s heart and passion are in his work. With support from individuals and his positive attitude, his team continued providing crucial services to their constituents. How? Through employing a relationship model: reaching out to donors and having open communication. 

In this episode of Cornerstone Unplugged, JP Cavaliere sits down with Dzenan Berberovic, Chief Philanthropy Officer at Avera Health, to talk about implementing conversations to raise contributions. Dzenan discusses how to support employees during difficult times, why gratitude must be the driving force behind organizations, and including behavioral health in campaigns.

Working with the Arbor Insurance Group since 2010, Justin Beidleman serves as an Agency Principal and Risk Advisor. He works closely with contractors and construction-related companies, focusing heavily on commercial real estate and restaurants. His mission is to provide his client with the peace of mind that their assets are fully protected. 

Justin was voted Best Insurance Agent in 2015 and 2016 by Lehigh Valley Magazine and was recognized by Insurance Business as one of America’s “Hot 100 2016.” He's a graduate of Kutztown University and an active member in his local community.

In this episode…

Investment and insurance businesses are similar in that both involve handling large sums of money and aim to maintain the clients trust. It is a delicate balance of interests, strategy, and opportunity. How do you leverage those ideas for success? Justin Beidleman has worked with the Arbor Insurance Group for over a decade. His experience has taught him how to effectively lead and maintain a successful insurance company. With a passion for delivering unparalleled service experience to his clients, Justin has some valuable tips on taking charge of the insurance market. In this episode of Cornerstone Unplugged, JP Cavaliere talks with Justin Beidleman, the Agency Principal and Risk Advisor for Arbor Insurance Group, about finances and how it applies to investment and insurance. Topics discussed in this episode include captive models and their promise for the future, what we can expect from the current insurance market, and how to reach out to clients. Check out the full episode to hear all of this and more!

Erika Riddle Petrozelli is the President and Chief Executive Officer of the Lehigh Valley Community Foundation, which helps donors with their charitable contributions using a simple, powerful, and highly personalized approach. Joining the Foundation in 2014 as Director of Donor Services, she focused on maintaining and expanding philanthropic relationships of the Foundation and was named the CEO in 2021. She has also served as Vice President of Philanthropy, contributing to strategic decisions and community leadership activities, particularly during the pandemic. 

Erika is also a CPA that provides professional knowledge and advice about charitable giving to a wide range of Lehigh Valley residents, from individuals and families to their trusted advisors and local businesses. She was recently named Vice Chair of the board of the Pennsylvania Community Foundation Alliance.

In this episode…

Would you like to make charitable contributions, leave a legacy, and impact the world? What’s the best way to achieve your goal? 

Many people are willing to help their communities and support the causes that matter to them. There has been a rise in nonprofit organizations and community foundations to help. And now, Erika Riddle Petrozelli shares how she's running a community foundation that helps donors with charitable contributions using a simple, powerful, and highly personalized approach. 

In today’s episode of Cornerstone Unplugged, join JP Cavaliere and Stephen Link as they sit down with Erika Riddle Petrozelli, the President and Chief Executive Officer of the Lehigh Valley Community Foundation, to discuss what it takes to run a community foundation. Erika explains how she got into the nonprofit space and her role in the Lehigh Valley Community Foundation, the Foundation’s role in other nonprofits, endowment, how capacity building impacts the Foundation, and how people can invest with the Foundation. 

Ryan Flickinger is the Executive Director of GCSAA Foundation, a philanthropic organization of GCSAA. He has over fifteen years of fundraising strategy and management consultant experience and was the CEO for over a decade with the Pi Kappa Alpha Foundation. He was previously the Director of Development and Campaigns for OmegaFi, and the Campaign Manager for Omega Financial, Inc. 

Ryan graduated from Southern Illinois University, Carbondale, with a degree in administration of justice and political science. He is a Certified Fund Raising Executive and enjoys golfing, cycling, and spending time with his family.

In this episode…

How can you drive and nurture a culture of giving back within your organization? Is it possible to work with donors to advocate for educational and environmental opportunities? 

According to Ryan Flickinger, developing culture is an art form. When trying to enhance internal and external factors, creating awareness and understanding is the first step to driving change. Ryan recommends transparency and constant communication to help donors and prospective members recognize the value of their contribution. This can impact the design and drive of your organization's advocacy. 

In this episode of Cornerstone Unplugged, JP Cavaliere sits down with Ryan Flickinger, the Executive Director of the GCSAA Foundation, to talk about how to make an organization successful at fundraising. Ryan discusses why he became interested in fundraising and non-profit organizations, creating better educational opportunities for students, and why the ability to listen is crucial for solving complex problems. 

Kevin Karpuk is the Chief Investment Officer (CIO) at Cornerstone Advisors Asset Management, a financial consulting firm. He is involved with Cornerstone’s Investment Policy and Strategic Planning Committee, specializing in asset allocation studies and client relationship management. Having led the responsibility for Cornerstone’s fixed income and alternative investments, Kevin also manages client portfolios and research. He supports many charitable causes and has established a donor-advised fund for philanthropic purposes.

In this episode…

Inflation, economic uncertainty, and political disturbance have disrupted the financial market significantly. So, how can you protect your assets and prepare for the future amid such conditions? 

When it comes to asset allocation, Kevin Karpuk encourages investors not to deviate from their long-term financial plans. Instead of drastically modifying your portfolio, slowly reduce some of your assets and replenish your cash supply for the short term. By diversifying your assets to invest in profitable stocks, you can secure your finances for the future economy. 

In today’s episode of Cornerstone Unplugged, join JP Cavaliere as he sits down with the CIO at Cornerstone, Kevin Karpuk, to discuss navigating the current financial market. Kevin shares how today’s economic and political climate affects the financial market, the importance of diversification and risk management, and how investors should prepare for current and future market environments.

Disclaimers...

Securities offered through M Holdings Securities, Inc., a Registered Broker/Dealer, Member FINRA/SIPC.

Investment Advisory Services offered through Cornerstone Advisors Asset Management, LLC, which is independently owned and operated.

This material is prepared by Cornerstone Advisors Asset Management, LLC (“Cornerstone”) and is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. The opinions expressed are as of July 13, 2022 and may change as subsequent conditions vary. The information and opinions contained in this material are derived from proprietary and nonproprietary sources deemed by Cornerstone to be reliable, are not necessarily all inclusive and are not guaranteed as to accuracy. As such, no warranty of accuracy or reliability is given and no responsibility arising in any other way for errors and omissions (including responsibility to any person by reason of negligence) is accepted by Cornerstone, its officers, employees or agents. This material may contain ‘forward looking’ information that is not purely historical in nature. Such information may include, among other things, projections and forecasts. There is no guarantee that any forecasts made will come to pass. Reliance upon information in this material is at the sole discretion of the reader.

The information is provided solely for informational purposes and therefore should not be considered an offer to buy or sell a security. Except as otherwise required by law, Cornerstone shall not be responsible for any trading decisions or damages or other losses resulting from this information, data, analyses or opinions or their use. Please read any prospectus carefully before investing.

Rich Newell is the President and CEO of Tower Health’s Pottstown and Phoenixville Hospitals, which are part of the three-hospital system in Southern Pennsylvania. Before his time with Tower Health, Rich spent five years at Carlisle Medical Center, where he took on the leadership role as the CEO in 2013. He graduated from Berry College with a degree in business administration and management, from Temple University Graduate school with his master’s in physical therapy, and from Temple University with his doctorate in physical therapy. 

In this episode…

How do you empower your employees? As a leader, how do you keep the workplace together following the stress, strains, and challenges of the pandemic? 

Being a leader means following your instincts, and that is what Rich Newell has been doing since the early stages of his leadership roles. When the pandemic hit and the uncertainty began to appear, Rich knew he needed to take action to protect his employees and community. How? The key was open and honest communication. Rich says that when you’re not honest, you lose all credibility. Instead of rushing forward and making emotional decisions, he suggests taking your time and making informed decisions that benefit the good of everyone.

In this episode of Cornerstone Unplugged, JP Cavaliere sits down with Rich Newell, President and CEO of the Pottstown and Phoenixville Hospitals, to discuss the importance of examining your company’s needs while holding true to your values. Rich talks about practicing communication skills, the eight lessons he took away from handling the pandemic, and why being flexible during challenging times is the key to success. 

Luke Fedlam is a Partner at Porter Wright Morris and Arthur LLP, where he leads the Sports Law Practice Group. He places great value on guiding and educating athletes to make informed decisions at any phase of their careers. Working with the athlete’s team of advisors, Luke provides the essential, objective, thorough, and balanced counsel necessary to help leverage opportunities. With nearly two decades of experience working with athletes, Luke is also the Founder and President of Anomaly Sports Group, an industry resource for college athletics and professional sports that prepares athletes for life and business opportunities outside their respective sports. Luke is a graduate of The Ohio State University Moritz College of Law and enjoys spending time with his two children and his wife of 15 years. In this episode…

As a lawyer, how can you help your clients navigate the financial industry and optimize their strategic decisions? Is it possible to transform yourself and tackle your next level of growth with confidence?

Luke Fedlam strives to guide his clients to make the best and most informed decisions for their future. He approaches each client with zero bias and based on education first. A trusted advisor provides education, so he works with all levels of athletes to not only educate but to help create game plans for life during and after sports. With a well-rounded approach, he works with each athlete and collaboratively incorporates their family and team of advisors into the various opportunities and challenges. Luke’s experience has taught him techniques and proven strategies to improve athletes’ leadership skills for greater success. The goal is for clients to ultimately navigate and engage their financial resources to create their best future. 

Join JP Cavaliere in this episode of Cornerstone Unplugged as he sits down with Luke Fedlam, Partner at Porter Wright Morris & Arthur LLP, to discuss educating and protecting athletes at all levels on financial decisions and opportunities. Luke talks about how his military background formed the foundation of his leadership skills, guiding athletes to make informed decisions, and how self-renewal plays a pivotal role in success. 

Terence Farrell is the President of For Real Solutions LLC, an IT consulting company specializing in agile consultancy, agile software development, IT infrastructure hosting, and operations and management support. He served the county of Chester, Pennsylvania for over 21 years — first as the Recorder of Deeds for eight years and then as the Commissioner for 12. Terence is a graduate of Carleton College in Minnesota and was a Board Member for the YMCA for 11 years.

In this episode…

How can you continue to grow in your career after each milestone? What actions should you take to reach your professional and personal goals? 

Terence Farrell began his career doing volunteer work for the county and, as a result, built his career and became a county commissioner. For Terence, his roots are in education and togetherness, which is why he says a foundation of trust needs to be built on open and honest communication. As a person in a leadership position, understanding the impact of each decision is crucial, especially when it impacts the most vulnerable. As an established leader, listen as he shares his advice on becoming a better leader, advocate, and ways to develop your career. 

In this episode of Cornerstone Unplugged, JP Cavaliere sits down with Terence Farrell, President of For Real Solutions LLC, to talk about strategies for cultivating great leadership. Terence shares his advice for creating an impactful change, building a team based on trust, and the importance of evolving your brand and yourself to produce continued growth. 

Angie Mills is a Senior Benefits Analyst at Creighton University. She is an experienced benefits manager with a history of working in higher education and in the corporate world for companies like Ultimate Software, Lindsay Corporation, Vertrue, Sitel, and Baker’s Supermarkets. Angie has the experience and a solid human resources background. She has a bachelor’s degree from Bellevue University with a focus on human resources management and services.  In this episode…

Are you finding the ideal enthusiastic candidates for your team, or are you still hiring employees that just want a paycheck?  Angie Mills knows that life is unpredictable, and having a flexible employer with a hybrid workplace option can be a valuable asset for employees. She knows the importance of viewing employees as individuals and understanding who you serve. By providing employees with the tools for self-management and organization, you’re giving them the recipe for success — it gives them the opportunity to network and grow. So, how can you get started finding the people that fit your mission and values?

In this episode of Cornerstone Unplugged, Jennifer Bauder is joined by Angie Mills, Senior Benefits Analyst at Creighton University, to discuss human resources in the higher education space. Angie discusses her career journey in human resources, how a hybrid workplace can attract and retain talent, and effective tips for time management in the workplace. 

Jennifer Bauder is the Principal and Director of Retirement Planning at Cornerstone Advisors Asset Management LLC. She has over 25 years of experience in the financial services industry and began as an advisor for Prudential. Jennifer has worked for retirement services firms and a life insurance company before working with Cornerstone. In this episode… How do you ensure you’re funding the right amount for your retirement? Where can you turn for additional help outside your organization for your 401(k) contribution? 

Building your future is no easy task, but with the right educational tools, it doesn’t have to be so daunting. Jennifer Bauder knows that to succeed, clients need to be given the right tools and education to operate their plan. She guides clients in understanding the environmental, social, and governance aspects of retirement planning to make the best decisions for the future. 

In this episode of Cornerstone Unplugged, JP Cavaliere sits down with Jennifer Bauder, Principal and Director of Retirement Planning at Cornerstone Advisors Asset Management LLC, to discuss the retirement space and understand the core funding of retirement. Jennifer talks about the importance of educational tools for retirement teams, how changes in the industry can affect 401(k) planning options, and her future traveling plans with her family.