Your RETIREMENT should be full of joy, fun, excitement and many wonderful memories.   In today's video I talk about a concept called Memory Dividends.  

Simply, it means creating a life today full of that joy, fun and excitement to ensure you have those wonderful memories as we age and move into retirement.  

It's a fabulous concept and in this video I share a few tips on how to make these memories and ensure your RETIREMENT will be remarkable. 

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