Crushing Debt

Last week's episode was about reverse mortgages. This week's episode of the podcast features Jeannine Smith, loan officer with Fairway Independent Mortgage, and we discuss mortgages in general.

Jeannine's email address is [email protected] and her website is www.jsmithmortgage.com. Jeannine has been in the mortgage industry for about 12 years, since 2006.

Buying a house is easier than you might think. Jeannine and I dispel myths, like how much you may need in a downpayment, and how your credit score impacts your ability to get a mortgage. We also talk about best practices and what you can do to better qualify for a loan.

Fairway Mortgage is a lender offering a range of products. Jeannine is focused on helping Veterans obtain VA loans, and educating those who might qualify on the pros and cons of that, and other, loan products.

You can get ahold of Jeannine at the links above, or contact us at [email protected] or www.YesnerLaw.com. What are some other myths you have about mortgages that we can help dispel?

On this week's episode of The Crushing Debt Podcast, we talk with Reverse Mortgage expert Michael Banner, www.professionalmortgagealliance.com. You can also email Michael at [email protected].

Michael and I discuss the myths and truths of a Reverse Mortgage. Michael is a frequent speaker on the use of home equity during retirement.

If you have questions, or know someone who may need help with a reverse mortgage, contact us at www.yesnerlaw.com or [email protected]

I have a very special guest on this week's episode. Jimmy Murray is a friend and fellow Podcaster, also part of the Florida Podcaster's association. If you have young kids, check out his podcast, The Kid Friendly Joke of the Day!

Jimmy has done Stand-Up Comedy, Improv, Blogging and Podcasting, but for our show, his biggest accomplishment has been paying off over $80,000 of debt comprised of Medical Bills, Credit Cards, Student Loans, and a few Judgments. We talk to Jimmy about his journey to become debt free.

You'll learn some of his secrets on reducing or cutting monthly expenses, using your money to reduce your debt, and remaining accountable to yourself, your family and your goals.

If you have questions, or want help to get out of debt, email me at [email protected], or visit the Firm's website.

Twice a year my homeowner association hosts a community garage sale. Previously (episodes 68 and 86) I discussed lessons that I've learned selling my sh ... tuff at the community garage sale. This week's episode describes another lesson learned, this time at the Spring 2018 garage sale.

If you have questions, please visit my website, or email me at [email protected].

In this week's episode, I interview Patty Durell and Marleta Black.

Patty owns Rock Solid Fitness since 2012 and has been a physical therapist since 1994. Each year, Rock Solid has achieved over 40% growth and now has 10 staff. Patty is on the show to discuss how your physical health impacts your ability to handle debt and stress.

The growth of Patty's company can be attributed to her work with Marleta Black, who has 31 years of small business and leadership consulting, running teams of 5 to 120 employees using her degree and training as a psychologist. As Patty is Marleta's client, Marleta is also Patty's client and they have a great personal and professional relationship.

Patty, Marleta and I talk about making and keeping goals and how those skills can help you eliminate debt.

Patty can be reached at [email protected]

Marleta can be reached at [email protected]

Any questions, I can be reached at [email protected] or at the Firm's website.

Our last episode of May is an interview with Rich Carey of www.RichonMoney.com.

Rich is our third military interview in as many weeks, and is currently in the US Air Force, 2 years from retirement. On his website, www.RichonMoney.com, under the Real Estate Tab, you'll find his "Complete Guide to Real Estate Investing."

Rich flipped houses in Washington D.C. to help build his income, he purchased rental properties for cash, he paid off $32,000 in student loans, and his $280,000 mortgage in six years !!

For more information, visit his website, or contact him at [email protected], or contact me at [email protected] or www.YesnerLaw.com.

This week, we interview Financial Advisor Forrest Baumhover with Westchase Financial Planning.

Our office is located in Westchase, just outside of Tampa, Florida. We met Forrest with a Keep It Local networking group. We both enjoy running, and helping people manage their money. In fact, both Forrest and I will be at FinCon, September 26 - 29, 2018, in Orlando, FL.

Forrest retired from the Navy in April 2017, and now helps his clients understand and plan for retirement. You can contact Forrest at [email protected] or www.WestchaseFinancialPlanning.com. Or you can reach me at [email protected] or www.YesnerLaw.com.

In this week's episode, we interview Doug Nordman ("Nords") about his book The Military Guide, which you can find on his website, the-military-guide.com.

Nords joined the Submarine Force (Navy) right out of college and, upon retirement, found that there was a lack of information to show military members how to retire without having to go back to work. The Military Guide provides service-members, veterans and their families with a road map for becoming financially independent.

For more information, visit his website, or contact me at [email protected] or www.YesnerLaw.com.

In the week's episode of the podcast, I talk to Chris Costello, Chairman and Co-Founder of Blooom.com (with three "o's").

You'll hear the story of how Blooom.com got started in 2004, how the company created its vision and mission (and sticks to those ideals consistently). Chris and I talk about why he started a DIY Financial Planning Company and the challenges most of us face when dealing with "traditional" financial advisors.

Chris even throws in a few tips on how he manages his debt, and his finances.

For more information, visit their website at www.blooom.com, remember there are three "O." And for more information about the all of our episodes, please visit our website at www.YesnerLaw.com or email me directly at [email protected].

In this week's episode of the podcast, we interview our friend, Jim Jenkins, founder of Jenkins Law.

Jim started Jenkins Law in 2013 following stints as a Pinellas County Assistant State Attorney (prosecuting people who violated criminal laws), and as an associate attorney at a large Clearwater firm handling personal injury matters.

In fact, just about 3 years ago, Jim's wife, Kelly-Ann Jenkins joined the firm as a partner, and helped Jim grow a firm that now has multiple staff and 2 other associate attorneys. Jim, Kelly-Ann and the team handle criminal law, personal injury law, and insurance litigation (first-party and third-party litigation).

In today's episode, Jim and I discuss first party insurance litigation - where you sue your own insurance company for damages covered by your insurance (versus third party litigation, where you sue the insurance company of the person who injured you).

For more information about first party litigation, or if you have questions about your rights under your own insurance policy, contact Jim through his paralegal Kate at [email protected], or visit the website at www.JenkinsLawPL.com.

Or, if you want us to make the introduction to Jim and his team, contact us at [email protected] or www.YesnerLaw.com.