Crushing Debt

This week's episode is an interview with Attorney Carmen Dellutri, a Board Certified Bankruptcy Attorney.

Carmen can be reached via his website.

Or order his new book on Amazon: Are You The Next Success Story? Take Back Control of Your Finances

Email Casey Byrus: [email protected] and let her know you listened to this show, Carmen will mail you a book for free !!

Carmen and I talk about creditor harassment and how you can use the bankruptcy laws and consumer protection laws to help eliminate their debts.

If you have questions for me, please contact me at [email protected] or www.YesnerLaw.com.

I struggled with whether to make Episode 100 something different, or business as usual with another Crushing Debt Topic.

I hope you enjoy this combination of the two ...

I take a look back at the topics we've covered and the guests we've interviewed, to get a sense of where we've been, and where we are, so we can produce great content for you for the next 100 episodes.

If this is the first episode you've listened to, Thank You !

If you've been a listener for the last 99 episodes, Thank You!

This is my podcast, but it is for you, so what topics do you want me to cover? What guests do you want me to interview? How can I help you eliminate those financial bullies in your life?

[email protected] or www.YesnerLaw.com

Thank you!!

In this episode of the podcast we talk, again, to Christie Arkovich about student loan debt relief.

Did your parents co-sign for your student loan? Did your parents borrow money to pay for your education? Federal Parent Plus loans are exactly that, money that mom and/or dad borrow so their child can go to school. In most cases, the child has an agreement to pay back mom and dad, but this agreement has no impact on the Federal Student Loan and its repayment. So what happens if the child cannot pay back the loan, in other words pay back the parents? Unfortunately mom and dad are still on the hook to the loan company. Christie has some good suggestions to help ease the pressure on mom and dad.

Christie and I also talk about a new Fannie Mae program where the homeowner can borrow money secured by a second mortgage against their home, to pay off their student loans - basically converting student loan debt into mortgage debt. You'll hear why I think this is a HORRIBLE idea, and you'll hear Christie's take on Fannie Mae's offer to help student loan borrowers with this new loan product.

If you have questions, or if you're struggling to pay back your student loans, you can contact Christie at 813-258-2808, www.ChristieArkovich.com, www.TampaBankruptcyLawyer.com.

Or you can reach me at [email protected] or www.YesnerLaw.com

This week's guest is a returning guest from Episode 92 ("What's Your Relationship with Money?"). In this episode we discuss how to B.O.U.N.C.E. back from setbacks.

BOUNCE stands for:

Beliefs

Optimism

Understanding Yourself

Nurturing Connections

Compassion

Efficacy (having a sense of the ability to achieve or esteem)

In this episode we talk about how to change or overcome your beliefs. What are some of your beliefs in terms of money and overcoming set backs?

You can contact Robin at www.SurpassYourGoal.com. Or you can contact me at [email protected] or www.yesnerlaw.com.

For those of you who want to visit the Yesner Law YouTube page, you can see a great out-take from our recording of this episode!

In this week's episode, we interview Michael Watkins with Tampa Bay Advisory, LLC.

Michael's company helps with tax incentive recovery - basically the ability to reduce a company's bottom line so that the company pays less taxes and makes more money. Most people know this as cost segregation, which is the ability to depreciate certain asset classes on an accelerated basis different than other asset classes.

You can contact Michael at [email protected], call him at 727-243-6467.

If you have more questions for me, please contact me at [email protected] or www.YesnerLaw.com.

In this week's episode of the Crushing Debt Podcast, I get away from interviews for a bit and talk about Usury Laws.

Usury Laws protect consumers from lenders who charge an excessive rate of interest. I had a usury issue come up in one of my cases and I thought it would be interesting to explore the issue in the podcast.

The issue is whether unpaid late charges on a mortgage can be "captured" as interest to drive up the interest rate on a residential note and mortgage to a level over 18% (which is usurious in Florida).

What do you think? Please let me know at [email protected] or www.YesnerLaw.com.

Welcome to the first Crushing Debt Podcast of 2018!

In Episode 95, I interview Gordon Firemark, an attorney for the past 25 years, who helps artists, writers and producers achieve their dreams.

Gordon is also a podcaster. His show is The Entertainment Law Update Podcast.

Gordon and I discuss Entertainment Law and Intellectual Property Law (copyrights and trademarks).

Gordon also has The Law Podcasting Podcast - how to help attorneys create manage and promote their own podcast (I was a guest on that show).

Finally, Gordon has a course on how to protect your online course and seminar, as well as a ton of other material on entertainment law and intellectual property law.

If you have specific questions, please contact me at [email protected] or www.YesnerLaw.com

In this week's episode of the podcast (our last of 2017), I interview Michael Holmes with Delta Credit Restoration, which helps clients with debt settlement and credit restoration.

Delta Credit Restoration is unique in that they will only seek to eliminate inaccurate information from your credit report, and they also try to educate borrowers to get better decisions around credit so that their clients don't continue to make the same mistakes that got them into the credit trouble to begin with.

In addition, Delta Credit Restoration provides a reasonable alternative to bankruptcy by helping to settle debts that are behind - although they are NOT a debt consolidation company.

You can contact Michael at 813-567-5855 or www.DeltaCreditRestoration.com.

If you have further questions, please contact me at [email protected] or www.YesnerLaw.com.

Have a Happy and Safe New Year and we'll speak to you again in 2018!!

In this week's episode, we have a returning guest, attorney Christie Arkovich, discussing student loan forgiveness under the Public Service Loan Forgiveness Program.

Christie and I talked in Episode 50 about different ways to eliminate or negotiate student loan debt.

Today, we talk about the Public Service Loan Forgiveness Program - which is a 2007 program instituted by President Bush, that allowed student loan borrowers to pay based on what they could afford, and satisfy the debt after a certain period of time (without paying it back in full) if they worked in a public service industry (versus working in the private sector).

The problem is that many student loan borrowers are NOT in the program, even though they believe they are, and are being told by the student loan companies that they are in the program!

Christie can help if you believe you are in one of these programs, or if you want to see if you qualify for one of these programs. Christie can also help if you have other student loan issues.

To contact Christie, please call 813-258-2808, or www.ChristieArkovich.com, or www.TampaBankruptcyLawyer.com.

If you have questions for me, you can reach out to [email protected] or www.YesnerLaw.com.

This week's guest on the Crushing Debt Podcast is Robin Lavitch with Surpass Your Goals. Robin is a professional coach for businesses, professionals and tweens.

Robin and I discuss your relationship with money, and how your mindset determines how much money you have!

Do you experience a situation where you always struggle with having enough money, or do you think "I'll always be okay" and money seems to appear when you need it most? This stems from your relationship with money.

Robin can help you identify your relationship with money, so that you know what you can change to "get" more money.

You can visit Robin's website at: www.SurpassYourGoals.com

If you have questions, contact us at www.YesnerLaw.com or [email protected]