Crushing Debt

Nick Raithel is back as a guest on the Crushing Debt Podcast.

Nick is back promoting the REI 7-Hour Book, a version of his 7-hour book system to help Real Estate Investors (REI) develop their own 7-hour book.

Nick was previously on the show in Episode 64, and his system will help you:

- Be viewed as an authority figure in the Real Estate Investor Space

- Stand out from other investors (competitors) in your market

- Create speaking opportunities, and other branding opportunities.

To find out more information, please visit Nick's website: www.ContentCorps.net/Yesner

To be completely transparent, following this link will benefit Yesner Law in tracking referrals to the REI 7-Hour Book from The Crushing Debt Podcast - but ultimately this opportunity benefits you who want to write a book, but don't have the time to do so.

If you have questions, please contact us at www.YesnerLaw.com or [email protected]

Julie Shopa is a Profit First certified professional and, through her business, Clarity Finances helps her clients with bookkeeping and interpreting the financial health of her clients using the system created by Mike Michalowicz in his book Profit First.

The Profit First system focuses on the formula "Sales - Profit = Expenses" rather than "Sales - Expenses = Profit." The system focuses on the adage "pay yourself first."

You can contact Julie at [email protected], or call her at 610-548-5279, or visit her website at www.clarityfinances.com.

If you have questions for me, please email me at [email protected] or visit www.yesnerlaw.com.

This is the third Thanksgiving that The Crushing Debt Podcast has been in existence, but this is the first Thanksgiving where I have released an episode.

I thought it would be a good idea to talk about what I'm thankful for in 2017.

What are you thankful for in 2017?

What great things have happened for you in 2017?

Who do you want to mention in 2017?

Please let us know all the great things that have happened to and for you in 2017.

[email protected] or www.YesnerLaw.com

Polly Bauer is the go-to expert for all things credit. After 35 years as a global credit expert, including consulting with major credit card organizations and multi-billion dollar corporations, she believes that credit is the new money. It's energy. Past President & CEO of Home Shopping Network Credit Corporation, two-time award winning Author of books about credit, International corporate speaker, and Host of Swipe! Podcast.

Polly is passionate about helping consumers harness their credit power with sound credit principals and intuitive wisdom.

The Crushing Debt Podcast has a great relationship with Polly and with Swipe! The Podcast, and we hope you enjoy this episode.

What are some of your tips and tricks for maximizing your Black Friday shopping experience? Let us know at www.Facebook.com/YesnerLaw.

You can reach Polly at: www.SwipeThePodcast.com, Swipe! The Podcast on Facebook, or @SwipeThePodcast on Twitter.

In this week's episode, I interview Tonya Lonsbury, a realtor with Berkshire Hathaway Home Services.

I first met Tonya a few years ago when she worked for a marketing company, but then she left Florida to pursue some other opportunities in Tennessee and Atlanta, GA.

Now, Tonya is back! Tonya has a very strong background and understanding of the home buying and selling process as well as mortgage origination.

Tonya's goal is to make sure that you live in a home that makes you happy, that makes you enjoy getting up in the morning, that makes you enjoy your neighborhood and your neighbors. Tonya truly wants to make sure that home is where the heart is.

You can reach Tonya at 727-280-6631, or Tonya Lonsbury Realtor on Facebook, or by email at [email protected].

If you have questions for me, please contact me at [email protected] or www.YesnerLaw.com.

My community has a garage sale twice a year and in this Fall's community garage sale, a lesson occurred to me - presentation is everything.

In episode 68 of the podcast, I analogized creditor negotiations with negotiating at a Garage Sale.

In this week's episode, I share negotiation lessons that I learned from participating in our community garage sale, specifically regarding how an item's presentation impact its sale-ability. Using that analogy, if you are a real estate investor (or in sales of any kind) how are you presenting your properties, how are you presenting your offers, how are you presenting yourself?

These are all topics I discuss in this week's episode. If you have any feedback on "presentation" please comment, and if you like the episode, please share with others you know who are in sales.

You can find more information on our website - www.yesnerlaw.com or email me directly at [email protected]

Just a few days prior to Halloween, I get to discuss a scary topic - ZOMBIE DEBT !!

You'll likely have a few Zombies show up to your house on Halloween, but we're talking about a different type of undead...

Zombie Debt is debt that was eliminated because it is beyond the statute of limitations, it was charged off, it was eliminated in bankruptcy, it was paid off, or something else happened to make it go away, but years later, the debt (through a debt collector) rises from the dead and tries to take money from you to satisfy the otherwise uncollectible obligation.

This episode focuses on strategies to finally eliminate Zombie Debt!

For more information, or if you're being chased by Zombies, please reach out to us at [email protected] or www.YesnerLaw.com

This week's episode is one of my favorites, because I get to share a success story around a client who was being chased (harassed) for over $21,000 related to the repossession of a jet ski. The best part about this story is that I was able to convince the creditor to leave my client alone and drop the debt entirely - from $21,000 owed to $0 owed !!

How did I do it? You have to listed to the episode.

If you have a creditor chasing you for money and you do not believe that you owe it, or you do owe it but are unable to figure out how to pay it, you do have options other than bankruptcy. Please contact me and we can discuss your situation.

[email protected] or www.YesnerLaw.com

In this week's episode of the podcast, I look at the last 9 requests to Freddie Mac to take people off of their Exclusionary List. If you want to hear more about the Exclusionary List, please listen to Episode 32. This episode is about different things I've learned in trying to get people off of the List - my successes and failures.

I would appreciate if you would share this episode with a mortgage originator, realtor or title company you know because they are the ones who can refer people who are on the List to me for review, and in this area of the law, I can represent people all over the country!

Please refer them to [email protected] or www.YesnerLaw.com

In this week's episode of the Podcast, we talk about debts that are non-dischargeable, meaning these debts are not eliminated by a bankruptcy filing. The episode comes from from a listener question about a debt arising from domestic violence.

Some examples of non-dischargeable debt include:

- Certain Income Tax Liabilities

- Debts that arise from fraud

- Debts that relate to injury or damage related to operation of a motor vehicle while drunk or intoxicated

- Creditors who are not included in the bankruptcy filing

- Student Loan debts

What other debts do you think are or are not dischargeable?

Let us know at [email protected] or www.YesnerLaw.com.