Farmers are facing a cyclical turn in the industry with a period of lower crop prices, reduced net farm income and a likely increase in interest rates.This week's guest on Open Mic is David Lynn, Senior Vice-President for Financial Services with Farm Credit Mid-America. Lynn believes the industry is better prepared than in years past to weather the financial downturn. Lynn says farmers are more dependent on crop insurance than ever before and he fears program changes could put more farmers at risk. Lynn believes the uncertain US tax code is a challenge for farmers and says commercial ag lenders would be better served to look for ways to work together to serve rural communities than challenging a lending institution that operates under strict guidelines from the federal government.Agri-Pulse staffDavid Lynnlyn.JPG